Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default hbos - SAR question

    i am in the process of sending SARicon's to all of my creditors

    i have had a halifax credit card & an aa loan (capital bank)
    (this loan was passed onto blair oliver & scott).

    as i understand it halifax, blair oliver & scott and capital bank are all Bank of Scotlandicon Plc - can anyone verify this. Can i just send one £10 fee & letterr to BOS to cover all the above if this is correct?

    thanks in advance

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  2. #2
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    Default Re: hbos - SAR question

    Hi don't know about Capital Bank but Halifax and Bank of Scotland are both HBOSicon so those accounts would be covered by a full SARicon asking for all data held on your name and address

    dpick

    cannot find it A to Z

    http://www.consumeractiongroup.co.uk...hat-youre.html


    Halifax
    Paid in full £2295

    MBNA 20/03/2008 settled in full out of court

    Capital One
    07/07/2007 Capital one charges paid in full £1666
    19/01/2008 recovered PPI £2216 + costs

    Littlewoods
    12/08/2007 write off £1176.10 debt.

    JD Williams charges refunded in full £640

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    Default Re: hbos - SAR question

    Quote Originally Posted by dpick View Post
    Hi don't know about Capital Bank but Halifax and Bank of Scotland are both HBOSicon so those accounts would be covered by a full S.A.R - (Subject access requesticon) asking for all data held on your name and address

    dpick

    They are all part of the same group but they are likely to return your request saying you have to name the other etc as a form of delaying tactic............mind you then you know the hunt is on as in my experience if they have an enforceable agreement they will send it posthaste no matter which you SARicon

    You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

    If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

    If you think I have been helpful PLEASE click the scales

    court bundles for dummies

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    Default Re: hbos - SAR question

    thanks, just the one £10 postal order then!
    saves me much needed cash



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE