Thread: Did not know PPI was added? please advise.

Originally Posted by Flamingo Kid

I took out a finance agreement for a car last year. Ticked and signed a demands and needs document with a clear NO and signed it. Had problems with dealer in respect of vehicle which was a diversion in addition he was playing games not sending my copy of finance document phoned many times went down to see him fobbed off leave it with me, don't worry, it's all in hand, etc etc last time I spoke 15 plus months on he claimed it had been sent out so I had to go to finance company who provided a very poor fax copy with was partly illegible I noted PPI had been added to finance agreement despite my clear No not required perhaps reason why held back who know? car dealer now states that he has two signed documents one the finance agreement when I went to collect vehicle? and went into sales speak about PPI which I rejected told to sign Demands and needs document ticked and signed to decline and he put two X'S on bottom of finance agrement told sign areas marked with an X. I think this is very dodgy to say the least however the dealer now claims he has two documents which are both signed, I'm thinking that the demands and needs document which I signed to decline and they claim I have signed to accept? and I thankfully have a copy of, is what's a kind way of putting it? there copy is .. .. incorrect. Please Advise.

MMMmh sounds very dodgy, get a SAR sent to them and maybe a request under section 77/78 of the cca to see a true legible copy of your credit agreement that they hold.