Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Sorry if this is in the wrong section, I'm new here.
My Girlfriend has received a phonecall from DLC asking to speak to a Mr. X due to wanted debt. We've also been receiving mail for Mr. X from DLC (stated on the back of the envelope).
Now here's the problem. My girlfriends mobile number is registered to her previous address and she has NO connection to Mr. X whatsoever. Who has given her mobile number out to DLC and why? We're quite baffled. DLC claim that they cannot tell us who gave them my Girlfriends number.
My Parents, my Girlfriend's Parents and the Police seem to think that it's the landlord as he's really the only person who would want to give her number to DLC.
I'm sorry if this is quite confusing, it certainly is to us, and any help or answers would be much appreciated.
You girlfriend should write to DLC making it quite clear that you have no connection to Mr. X & requesting that they desist from communicating with her either by phone or in writing.
If they persist after you have sent the letter, make a note of dates & times etc., keep all correspondence with envelopes (for date marks) & you can then take further action if necessary.
Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.
It's not so much the fact that they're sending mail to us, or that she's receiving phone calls. We're wondering HOW they got her number when no one else should have it.
Apparently orange have moved it to the fraud department or something.
Re. phone number - there are many methods employed by the unscrupulous, some debt collectors being amongst them, you have only to read the Debt Forum on CAG!
Don't worry about the 'how' - just get rid of them.
Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.
hi
its always a good plan to not talk to them on the phone it gets you nowhere
write to them and tell them you will not deal with them on the phone and everytime they phone just put it down or better still just leave the phone somewhere and let them waste their money
when i was being harrased for a debt that wasn`t mine i ended up writing to them explaining that i was not the person they were looking for but if they were convinced i was then they should send me a copy of the credit agreement i allegedly signed and warn them to be sure because if they send me someone elses credit agreement they would be in breech of that persons rights under the data protection act dont sign with your own signature use a font or a signature creator and dont forget to enclose a one pound postal order for the copy of the credit agreement and send it registered
it worked for me,i got a letter back telling me it turns out i was not who they were looking for
S.C
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