Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have a current account with Barclays and have had for years.I have been paying PPI on my overdraft since 1998. A friend told me that it is possible to claim PPI back as in some cases it has been mis-sold.I phoned the bank and asked them to send me a copy of the agreement I signed for the PPI, as I don't ever remember signing anything. I have got a letter back,saying they don't have it as it is over 6 years ago.
In 1998 I only had an overdraft of £300. I can't imagine why I would have taken it out as I had a good job and if I had got sick or unemployed I would of been able to russel up £300 to pay it off. I now however and for the last 3 years have an overdraft of £2500. When it was £300 it was just pennies that I would pay,but now it is alot.
Do I have a claim do you think?
Thanks in advance
PPI on an overdraft first Ive heard of that , the lengths banks goto to push these policies out is truly amazing.
If they have no agreement why are they still taking the payments.
You need to send an S.A.R letter to your bank to get all the documents and statements etc the bank hold on you.
Send this off recorded delivery and get a receipt of posting also include with the letter the statutory £10 fee which they can charge you for doing the search.
link to the PPI letter template is below just edit it to suit your needs
HELP Can I reclaim my PPI
and have had for years.I have been paying PPI on my overdraft
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