Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Goldfish / Barclaycard a/c

    Hi,
    hope I am not deviating too far off the subject but I am in the process of dealing with Goldfish.
    We have reached the stage of offers being sent out and to be honest they are pretty close to what I was claiming anyway.
    Problem is - they seem to have disapeared following their merger with Barclaycard. The offer of settlement letter says it should be sent back to a PO Box address in Glasgow, but the telephone number given is now disconnected, and when I ring Barclaycard all they say is they cant help and I'll have to wait until my case migrates from Goldfish?
    How long will this take?
    Does anybody have a contact number for what was Goldfish customer Liaison Team (a Mr Steven Porter)? Does it still exist?
    Thanks

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  2. #2
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    Default Re: Goldfish / Barclaycard a/c

    Hi Storm,

    I've put your post in a new threadicon to avoid hijacking.

    Even without the trouble caused by the merger, I would have advised that you write and not call them to settle this matter. You then have a proper paper trail which confirms everything.

    phone callsicon, by contrast, leave too much to interpretation and memory.

    So why not continue the negotiation using the address which you have.

    If you want any further advice, please give us a quick summary of your case to date, or a link to your thread which has dealt with this.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  3. #3
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    stormstorr Novitiate

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    Default Re: Goldfish / Barclaycard a/c

    Hi,
    Problem is - I have written and after recieving prompt responses in the past, havent heard anything from them in 3 weeks.
    I've got no way of knowing if they are getting my letters, authough I have got recorded delivery recipts (printed)?


  4. #4
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    Default Re: Goldfish / Barclaycard a/c

    Hi Storm,

    I'm afraid the merger will be used as an excuse for poor communication and confusion.

    Take a look here which is another thread here in the BC forum - http://www.consumeractiongroup.co.uk...ml#post1816759

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  5. #5
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    stormstorr Novitiate

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    Default Re: Goldfish / Barclaycard a/c

    Hi,
    just to update you - I've recieved a letter from Barclaycard saying that they have taken over the case and hope to 'resolve matters' by the 5th December.
    Not holding my breath!


  6. #6
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    Default Re: Goldfish / Barclaycard a/c

    Hi Storm,

    At least you know you're still in the system.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.


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