Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    zahrip12 Novitiate

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    Unhappy Help with the Un Co-operative Bank!

    Hi everybody
    First timer
    Really need some advice reference the UnCo-operative Bank ref a credit card I had with them since 1998.
    I have been a follower of your site for some weeks now and I really need some help as they are taking me to court to obtain a charging order on my home.
    I wrote to them requesting my CCA and also all the info they hold under the Data Protection Act. I have received back the attached and firstly wondered if these are CCA agreements and are they enforceable? One of the copies is totally illegible - their T&C's.

    They sent me a termination letter but neither this nor any default notice is in the Data Protection Act pack. Does this matter?
    Any advice would be greatly appreciated.
    Thanks

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  2. #2
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    Default Re: Help with the Un Co-operative Bank!

    Hello and Welcome, zahrip12.

    I'll move this thread to the appropriate Forum.


    Regards.

    Scott.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

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  3. #3
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    zahrip12 Novitiate

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    Default Re: Help with the Un Co-operative Bank!

    Thanks - wasn't sure where to post thread


  4. #4
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    Default Re: Help with the Un Co-operative Bank!

    You'll need to rescan as the pictures are too small to see to give an opinion.................. .............

    You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

    If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

    If you think I have been helpful PLEASE click the scales

    court bundles for dummies

  5. #5
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    Default Re: Help with the Un Co-operative Bank!

    Will do -thanks - thought they looked a tad small


  6. #6
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    Default Re: Help with the Un Co-operative Bank!

    Yes - haven't got my magnifying glass with me lol!!

    You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

    If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

    If you think I have been helpful PLEASE click the scales

    court bundles for dummies

  7. #7
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    Default Re: Help with the Un Co-operative Bank!

    Hi Josie8

    Can you help - my posting rules say I cannot add any other attachements - :idea: Any ideas apart from a microscope?

    Thanks


  8. #8
    Site Team maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52 Authoritative maroondevo52's Avatar

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    Default Re: Help with the Un Co-operative Bank!

    You need to post 5 times just reply to me now and you'll be ok to scan next post

    Regards.

    Scott.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.
    Help keep it up and active, helping people like you.


    If you no longer require help, please do what you can to help others

  9. #9
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    Default Re: Help with the Un Co-operative Bank!

    Just beat me to it..................lol!

    You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

    If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

    If you think I have been helpful PLEASE click the scales

    court bundles for dummies

  10. #10
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    Default Re: Help with the Un Co-operative Bank!

    Hi Scott

    Reply as requested
    Thanks


  11. #11
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    Default Re: Help with the Un Co-operative Bank!

    Hi Scott,

    Iv'e re-scanned but it still says "may not post attachments" Please advise.

    Thanks


  12. #12
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    Default Re: Help with the Un Co-operative Bank!

    Hi, zahrip12.

    I'll check it out and get back to you, in the meantime have a wee look at this......

    http://www.consumeractiongroup.co.uk...i-dummies.html

    Might help a bit

    Regards.

    Scott.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.
    Help keep it up and active, helping people like you.


    If you no longer require help, please do what you can to help others

  13. #13
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    Default Re: Help with the Un Co-operative Bank!

    Thanks


  14. #14
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    Default Re: Help with the Un Co-operative Bank!

    Hi Zahrip, could you try again to post attachments now ?

    Lex

    Please help us to help you. Download the CAG tool bar for free HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

    Please don't rush, take time to read these:-


    &


    This is always worth referring to





    Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  15. #15
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    Default Re: Help with the Un Co-operative Bank!

    Thanks Lex

    Still having trouble - I see some posts use photo bucket - can I use this and if so how? If I cannot use this approach I will put a new threadicon on with attachments say from word.
    Cheers


  16. #16
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    Default Re: Help with the Un Co-operative Bank!

    Hi, zahrip12

    Yes, use Photobucket, here's the 'link'.

    Image hosting, free photo sharing & video sharing at Photobucket

    Regards.

    Scott.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.
    Help keep it up and active, helping people like you.


    If you no longer require help, please do what you can to help others

  17. #17
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    Default Re: Help with the Un Co-operative Bank!

    Thanks Scott
    I'll get cracking straight away


  18. #18
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    Default Re: Help with the Un Co-operative Bank!

    I now have placed the Co op form no.1 and no 2 here

    Image of Co -op form 2 - Photobucket - Video and Image Hosting

    Please view and let me know your thoughts.
    Many thanks


  19. #19
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    Default Re: Help with the Un Co-operative Bank!

    Hi everyone.

    Can someone please look at the two forms that I have attached. The Un - coperative are preparing to submit their claim against me and I'm running out of time to prepare for their attack.

    Really appreciate opinions on enforceability.

    Help!
    thanks


  20. #20
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    Default Re: Help with the Un Co-operative Bank!

    what's the latest on this??



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE