Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Alliance and Leicester have today replied to my letter stating OFT has commented that they consider the level of late payment charges to be unfair, however they were actually referring to late payment fess for credit card payment, which are quite distinct from a bank's charges on current accounts, and as yet OFT have not entered into any discussions with the banking industry regarding current accounts. This is the justification for not refunding my bank charges. Can anyone clarify if this is the case please and where I go from here?
Have a good read through the FAQs - there is loads of important information including a step-by-step guide which explains the process you need to go through to get your charges back.
Good luck!
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)
See previous response - there is a step-by-step guide in the FAQs.
The OFT report did not only apply to credit cards, and doesn't make much difference to the claims we are making anyway.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)
Bank Charges
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Originally Posted by ash95
