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Hi
I had insurance via Abbey and a mortgage with another provider.
My employer suspended me then sacked me. They subsequently settled out of court for a few £ and a good reference. I was then unemployed for a long period. Abbey refused to pay on the basis that I had been sacked. I no longer have the original insurance agreement.
Re: Unemployment and CII claim refused 7 years ago
Welcome c3po
This is a great site and if you can be helped then you are in the right place
Do you know what sort of policy it was
Did you pay it monthly and did you pay it up to date
Get a copy of the policy --then someone on the site can see if you have any rights either to a claim of if you were missold this policy
When you took the policy out --what were you told it covered
I'm no expert but the first step must be to get a copy of the policy so the terms/conditions can be checked over
While you are waiting for your copy of the policy --have a good look around the site. You can go to the search box and type in something like morgage protection/insurance and read any threads/posts that relate to your probelm
Good luck
Re: Unemployment and CII claim refused 7 years ago
Thanks.
Found a front page of a schedule with a reference number, address etc and sent of a request for the original schedule quoting the CCA.
I was told it covered unemployment that was not your fault.
The problem was my settling out of court, which the PPI jumped on.
Thinking back I could have used the out of court settlement and good reference to prove I was not dismissed or just asked them to prove that i was dismissed after making a claim.
Is there a 6 year rule on PPI claims?