Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello from a newbie *waves*
I am trying to read as much as possible to get as much knowledge as possible. But i actually dont know where to start??
I have my experian credit report and i am assuming that some or maybe all of the account have PPI on them. I can be certain that i have been mis-sold on every single one of them as i have Ulcertive Colotis as a pre exsisting medical condidtion and have never been asked any medical history - so this would make all PPI agreement void??
I am really terrible with paperwork and some of the accounts have been cleared now due to a remortgage. If i dont have the account numbers how can i get the information - Would a SAR be enough even though i can not offer them my account number?? When asking for information do i act like i know i have been sold PPI when infact i dont know if i had it or not?
Hope someone can point me in the right direction as i would love to get some money back!
If you told them about the Ulcerative Colitis I would have thought you have a very strong case. A S.A.R is the way to start, you will need to give them all your old address's for the time period you are looking for.
You will find the address for each of your old creditors in the main forum here :-
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Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.