Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Debtspiral Novitiate Debtspiral's Avatar

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    Cagger since
    Jan 2008
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    Default Getting car finance deposit back

    My friend is having some trouble with a car dealer and after a bit of research he has followed my own, and a few others advice. I have come on here just to see what you guys think.

    He agreed to purchase a tax free car.
    The deal was done by telephone and email from Germany to the UK.
    £200 deposit paid by VISA
    They emailed him that he could pick up the car any time next week and not to forget his £225 documentation fee.
    He asked why it had not been mentioned before.
    They said it had.
    Cue argument.
    He told them to shove the car and they said they are keeping the deposit.

    However am I right in advising him that under the distance selling regulations he is actually entitled to his deposit back? Since the trade was conducted via phone and not face to face they cannot actually keep the deposit at all.

    I am sure he is entitled to a refund...He has signed a Purchase Order and a VAT form (for tax/export use) but not actually any finance contract as of yet.

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  2. #2
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    raydetinu Informative raydetinu Informative raydetinu Informative raydetinu Informative raydetinu Informative raydetinu's Avatar

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    Default Re: Getting car finance deposit back

    Yes DSRegs apply, I think even from abroad, he can cancel up to 7 days from receipt of goods and entitied to all monies to be returned, but may have to go to court to get it. Could try credit card charge back, may be quicker?



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE