Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
+ Reply to Thread
Results 1 to 3 of 3
  1. 10th November 2008 21:32 #1
    rocker1968 rocker1968 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         rocker1968 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    Posts
    34

    Default Advice for PPI Claim against Lloyds

    I'm trying to help my girlfriend Put in a claim for mis sold PPIicon

    She took out a personal loan with Lloydsicon internet banking in May 2005 for £16k. THe ppi on this was £3586.06

    I'm trying to find out how to word the claim letter. As she applied on the internet I presume she must haev ticked the ppi box or does that happen automatically.

    Can anyone help?

    Thanks

    Similar Threads:
    Reply With Quote Reply With Quote
  2. 10th November 2008 21:44 #2
    havinastella havinastella is offline
    Classic Account Holder
    Help the CAG!!
    Make a contribution         havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Crawley
    Posts
    2,573

    Default Re: Advice for PPI Claim against Lloyds

    Have a look here

    http://www.consumeractiongroup.co.uk...claimants.html


    JOgs

    Blackhorse Finance : Isssued court papers for £3400 and return of car, settled for £1000

    Lloyds TSB : SAR request taken all the way to Court, Damages awarded.

    Lloyds TSB PPI : FOS found in my favour, awaiting settlement figure.

    Capital ONE : Issued Court papers, refund of £635.38

    Barclaycard     : Refund of charges £456.16

    VIRGIN MEDIA : Request of charges, LBA sent

    LLoyds TSB : Refund of charges sent

    Littlewoods/NDR/Moorcroft : You have no idea
    Reply With Quote Reply With Quote
  3. 11th November 2008 00:05 #3
    alanalana alanalana is offline
    Gold Account Holder
    Help the CAG!!
    Download our toolbar         alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    I am in
    Cumbria
    Posts
    4,620

    Default Re: Advice for PPI Claim against Lloyds

    Hello rocker,

    also please have a look at this.....

    For claims before 2005 and the FSA ruling from which campaign
    How to tell if you’ve been mis-sold PPI
    Quick check: were you mis-sold? - How to tell if you’ve been mis-sold PPI

    Another useful site to help you reclaim missold PPI UPDATED 16 JUN 08
    Reclaim your PPI premiums - payment protection insurance | This is Money

    This is a little snippet from the above link....

    Can I reclaim on any PPI policy?
    Your claim for compensation is dependent on when you took the insurance. PPI sales only came under the jurisdiction of the FSA on 14 January 2005. Any sales made before then are not covered by the latest rules.
    However, it may still be worth complaining to your lender if you feel you have been mis-sold. If you bought before January 2005 it is likely that they will have been covered by a previous regime of rules. This means that the Financial Ombudsmanicon Service will be able to consider these complaints. If you took PPI after January 2005, your claim is subject to the latest rules.
    All in this...................links

    In stickies at the top of the forum. Lots of info which may give you some guidance on the way forward.

    aa

    I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
    ------------------------------------------------
    Bank charge successes:
    Halifax - Full settlement incl interest.
     HSBC - Settlement, goodwill no admission of liability about 75% of claim.
     RBS - Settlement, goodwill no admission of liability about 70% of claim.
    2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
    PPI Successes
     PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
    2 claims settled in full with LV without FOS involvement.
    2 claims settled in full with HSBC without FOS involvement

    PPI Claims ongoing with:
    Cap one Now with the FOS
    Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
    LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

     1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
     Post 290 from
    ***RBS PPI Claim Long fight but, WON***
    Please do not PM me for advice as it may be sometime before I can respond.

    Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Browsealoud Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE