Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    anothera&lvictim Novitiate

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    Default A & L won't give me my statements

    Nearly 2 years ago A & L took £10 from my account for statements to be sent. They never arrived.

    After persistent phone callsicon, and a year one guy refunded the £10 and said the statements would be sent out free of charge.

    I am still waiting - I have rang them and received a letter saying that it was being looked into and they would be in touch shortly.

    That was months ago. What can I do?

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  2. #2
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    Default Re: A & L won't give me my statements

    Hi there

    If it were me I would take a photocopy of the last letter they sent you, and write to them yet again, this time addressing it for the attention of the Customer Complaints Department (send your letter recorded delivery as well).

    Along with your letter, send them the photocopy of the letter stating that they were looking into it for you, and remind them that you still haven't received a response.

    Also if you made a note of the date and time, and the name of the guy you spoke to on the phone who said you would get the statements free of charge, put this in your letter too.

    Let us know how you get on. I've dealt with A&L customer complaints myself and I found them to be efficient ... although I do accept that I am probably in a minority!

    Love SG x

    Please note I am not legally qualified, I am offering advice based on my own personal experience in the hope that it may be of help to others in a similar situation.

  3. #3
    drq drq is offline
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    Default Re: A & L won't give me my statements

    You can also request this information under the freedom of information act, by specifiying the freedom of information act in your request, a deadline is placed on A&L to provide this information, if they do not comply they face penalties.


  4. #4
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    Default Re: A & L won't give me my statements

    Thread moved to A&L forum.

    Did you ever send the SARicon letter?


  5. #5
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    Default Re: A & L won't give me my statements

    Sorry - I am new to this - what is the S.A.R letter?


  6. #6
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    Default Re: A & L won't give me my statements

    Blackhorse Finance : Isssued court papers for £3400 and return of car, settled for £1000

    Lloyds TSB : SAR request taken all the way to Court, Damages awarded.

    Lloyds TSB PPI : FOS found in my favour, awaiting settlement figure.

    Capital ONE : Issued Court papers, refund of £635.38

    Barclaycard
    : Refund of charges £456.16

    VIRGIN MEDIA : Request of charges, LBA sent

    LLoyds TSB : Refund of charges sent

    Littlewoods/NDR/Moorcroft : You have no idea

  7. #7
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    Default Re: A & L won't give me my statements

    Thanks
    Will do that
    Have just written a letter to credit card company too - I really don't know what I'm doing though, it scares me - and other half is leaving it to me (as per the norm)


  8. #8
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    Default Re: A & L won't give me my statements

    Don't panic, a bit of reading and you will soon know what you need to do, and any worries along the way, just ask.

    If you are going to send your SARicon, then enclose a £10 cheque or postal order.

    They then have 40 days to send out your information. If they fail this, you can then file at court.

    Have a read of the links at the bottom of my signatureicon. They will help you learn the ropes.

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    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

  9. #9
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    Default Re: A & L won't give me my statements

    Thanks - it's really appreciated! Posted a letter to credit card company today - it took me ages to pluck up the courage to actually let it go at the post box. Must have looked odd to passers by. lol


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    Default Re: A & L won't give me my statements

    Haha...At least you did it. Well done



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE