hi,can you help.i have a hp agreement with park and due being a bricklayer work has been tight and my bank did not pay the dd for park motor finance,park contacted me and we agreed i would pay them £50 there and then on the phone and the outstanding for the month this week.i have since received a letter from them with a notice of default sums as follows, arrears letter £10,arrears phone callicon £5,d debit returned £40 can they charge this much or should i try to claim it back
thanks pete

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