Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 6th November 2008 20:32 #1
    sarahsarahp sarahsarahp is offline
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    Default Firstplus PPI Will I have to repay loan

    My Husband and I have a loan with first plus which was taken out in sept 06. The loan was for £51,000 and payment protection was £10,500. We are thinking about claiming the payment protection back but are a little concerned that firstplus might say that we have to repay the loan. How likely is this to happen..any ideas???

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  2. 6th November 2008 22:32 #2
    Paintball Paintball is offline
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    Default Re: Firstplus PPI Will I have to repay loan

    Hi SarahP

    You will have a set of Terms & Conditions attached to the loan which both the lender and the borrower should adhere to. You will also have signed a credit agreement that sets of the length of time over which the loan is spread. This is usually set out in months, for example 60 months or five years (yours may be longer or shorter). The lender cannot suddenly 'call in the loan' just because you are making a complaint about mis-selling. This would be deemed as retaliatory action, and you are protected against this.

    Have a look at this link PPI which will help you to decide how the lender has failed to treat you fairly and mis-sold the PPI.

    Can you tell us a bit more about the loan, how it was sold to you and why you believe you have been mis-sold the PPI?

    'Fortune favours the brave.'








    Any advice given is purely on the basis of my own views and opinions and offered in good faith.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE