Jump to content


  • Tweets

  • Posts

    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
    • The streaming giant also said it added 9.3 million subscribers in the first three months of the year.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

a few hours work while on JSA


sb_uk
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5350 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

 

Sorry if the title doesn't explain properly, I wasn't sure what to put.

 

I've recently been made redundant and have just started claiming JSA.

 

The company I worked for want me to do some work for them, but it is only about a day work and want me to invoice them for doing it, so I won't actually be employed by them, I will in all essensce be doing the work as self-employed. I'm happy to do this work, but I haven't a clue what I need to do to make this legal, since any money I receive will be paid directly into my bank account. :-?

 

As much as I want to do this work, I don't want to go getting myself a criminal record or anything like that either.

 

There is a chance I will be asked to do more work for them in the future, but again it will only be a day here and there at most.

 

Can anyone please give me some advice ?

My flickr Page

Latest Photos - Metallica at the MEN Arena

Link to post
Share on other sites

The rules for working whilst on JSA cover both hours and pay. You can only work under 16 hours and any pay must be declared and knocked off your benefit pound for pound, so for you odd days working may well be a bit pointless.

Your other problem is the selfemployed aspect. If you are classed as becoming self employed you will be disallowed JSA. The legislation treats gaps in employment for the self employed as "part of the normal course of work" and they cannot claim in between contracts. Each time you did some self employed work all the details would go to a dec maker to decide if you are to be classed as self employed or not. You might get away with the first time as a one off, but the more you do the more likely it is they would class you as a self employed worker.

Each of these dec takes time and delays benefit (if it is reawarded). To be honest is it worth doing the odd day. Probably better putting your energies into finding a full time job elsewhere.

 

good luck

ali x

Btw I am no expert just give notes based on what I have read on here and other forums/sites, plus my own experiences and investigations.

 

All ccj's now dropped off file, 2 yrs to go to clear file.

All old debts either settled or made unenforcable.

 

RBS MPP-Full offer at 8 wks from first complaint

RBS Overdraft loanguard-full offer at 8 wks from complaint

Citicard ppi-with FOS finally paid 8 months after offer through FOS!

Capital one x2- with FOS

Monument ppi-with FOS

aqua x2 ppi-partialled settled still pushing for the rest

Black horse ppi-offers made and accepted except for one early loan they say no info held-still pushing for payment

Link to post
Share on other sites

You have to inform the Jobcentre if you intend to work, even for a day. If you don't tell them and they find out, they will stop your benefit immediately and you could also be left open to the wrath of their fraud department.

 

If they decide to stop your benefit because you are working, you can do what I believe is called a "rapid reclaim" in order to avoid going through the entire lengthly claims process every time you work for a day. HOWEVER - I believe that self employed people are AUTOMATICALLY refused JSA, so please do bear this in mind

 

The best thing to do, is to give them a ring and ask how it would (hypothetically) work in your individual circumstances, as individual circumstance can vary from one claim to another. Also ask if a rapid reclaim would be possible. I don't know enough about benefit to be certain about this.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

Link to post
Share on other sites

Thanks for your reply, Ali.

 

I am concetrating on finding a new job and have a couple of irons in the fire as we speak. Might just decide to do the work as a freebie, since I can do it in the house at my leisure, so won't interfer with my job seeking :o)

 

I guess once I've got a new job, it'll be alot easier for me to help them out and be classed as self employed, since I can do everything they ask from home.

 

Thanks again for your advice

 

Erika, thanks for your advice too :o)

Edited by sb_uk
adding a thank you

My flickr Page

Latest Photos - Metallica at the MEN Arena

Link to post
Share on other sites

No probs, I used to work as JSA processor. BTW the rapid reclaim is just a shorter form (and you don't have to go through the phone claim at the start), it doesn't always mean the claim will be more quickly processed (although as they are usually fairly easy to process alot of staff would pull these out and do them first to push up you daily processing figures-yes we had daily targets lol). To qualify for a rapid reclaim the new claim must link to your previous claim (less than 12 week gap) and have no majors changes in circumstances since the last claim.

 

good luck

ali x

Btw I am no expert just give notes based on what I have read on here and other forums/sites, plus my own experiences and investigations.

 

All ccj's now dropped off file, 2 yrs to go to clear file.

All old debts either settled or made unenforcable.

 

RBS MPP-Full offer at 8 wks from first complaint

RBS Overdraft loanguard-full offer at 8 wks from complaint

Citicard ppi-with FOS finally paid 8 months after offer through FOS!

Capital one x2- with FOS

Monument ppi-with FOS

aqua x2 ppi-partialled settled still pushing for the rest

Black horse ppi-offers made and accepted except for one early loan they say no info held-still pushing for payment

Link to post
Share on other sites

  • 9 months later...

I realise this is a little late in the day for the point that was initially raised BUT if you are doing SELF EMPLOYED work you need to notify the Inland Revenue within 3 months of starting or you will be fined (£100 at the last check). You will also be subject to other classes of NI contributions which you will pay by direct debit and depending on your earnings, you may qualify for a refund for these if you are a low earner. Having done that, if you are still claiming JSA you are duty bound to inform them of the hours & pay.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...