Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I took out a barclaycard late 2007 and i have had quite a few charges of 12 pound for late payment fees and also overlimit fees.
I have tried to claim these back but they have said that as my agreement started after april 2007 i can not claim them back.
Now i told them that when the judge made the decision in court the 12pound fee was just a guide line so that you can reclaim all of the fee back. But they have said that due to my terms and conditions being signed after April 2007 i have a different set of terms to the people whos card was taken out before April 2007 so i cant reclaim them back but if my agreement was signed before april 2007 i could poss reclaim them back.
Does any1 know if this is correct? and do you know what the difference in the terms and conditions are?
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
barclaycard after april 2007
being signed after April 2007 i have a different set of terms to the people whos card was taken out before April 2007 so i cant reclaim them back but if my agreement was signed before april 2007 i could poss reclaim them back.
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