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    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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Cancelling new in-store mobile contract / cooling off period


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Many apologies if this has been covered already - I've not found it anywhere using the search.

 

I have just taken out a brand new contract with TMobile in store. Part of what they offered me was verbal and I am unsure if this will actually be honoured.

 

Am I right in thinking there is a cooling off period for me to cancel a new contract, or does this only apply to distance sales?

 

And in which case, do verbal contracts really have any standing, especially when a written contract was also signed?

 

Many thanks for any advice

 

Rob

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T-Mobile do have a "network promise", 7 days I believe. Dial 150 from your handset and discuss it.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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Nope. T-Mobile only offer 7 days if you purchased the handset/contract over the phone or website (DSR).

 

Purchases made in store are not applicable and have no cooling off period what so ever.

 

I'm pretty sure T-Mobile offer 7 days in store as part of their network promise. It used to be 7 days in store and 14 days from internet and telephone (DSR's) but now that DSR is lowered to 7 days, its 7 days for all of them.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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Nope, I work for them.

 

They do offer "streetcheck" in stores whereby if you get a check done n your postcode and are told that the coverage will be good but it is not then you can cancel within 14 days. However, you would have had to get a proper streetcheck done (not just having a quick look at the website predicted coverage) and you would then recieve a "streetcheck ID" which you need to cancel.

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I just started working for them in a call center and was advised its the same 7 days in both as part of the "network promise" :p I'll bow down to your knowledge tho, as I said I've just started. I'll kick the trainers butt when I see him next ;).

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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Lol I've been there over two years now. You're right though, it did all get changed down to 7 days from the start of November. However, T-Mobile definitely do not offer a returns policy for any purchases through stores, it's only DSR which obviously only applies to purchases online.

 

Yup, kick your trainer's butt! Cause if you process a DSR request for a customer who purchased through a T-Mobile store when you're taking calls then your manager will kick your butt! Unless of course he was talking about the exchange process for faulty handsets? As they will exchange faulty handset purchased through stores without question within the first 7 days.

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