Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Beware the lenders' get-out clause from base rate cuts
Dodgy lot. .
Just how low will your mortgage payments fall if, as predicted, the Bank of England slashes interest rates over the next few years towards 3% or even lower? If you have a fixed rate, then there's no joy for you.
But before holders of "tracker" mortgages look forward to steep cuts in monthly costs, be prepared for a nasty shock.
Some of the biggest lenders have small print terms which allow them not to pass on rate cuts, even if the contract says the loan is tied to the Bank of England base rate.
Beware the lenders' get-out clause from base rate cuts
payments fall if, as predicted, the Bank of England slashes interest
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