Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    frankiefrankie Novitiate

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    Default PPI claim for car.. car sales people or finance company?!

    I have been claiming back PPIicon from a Car agreement that my Husband had a few years back. Basically it was definitely mis-sold to us, as firstly the guy told us that it would help our credit if we took it out, and towards the end of the conversation he basically told us there would be a very slim to no chance of us getting the credit without it because it was my Husband's first foray into credit applications etc.

    Anyways, I wrote to the finance company about it, but now I'm wondering - should I have written to them? It is them that we paid the PPI to, but it was a car salesman at a big car selling firm that sold it to us..

    ..So, have I done the right thing in starting a claim against the actual finance company? Or should I have been writing to the place we bought the car from?

    Can anyone help?

    Frankie.xx

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  2. #2
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    Default Re: PPI claim for car.. car sales people or finance company?!

    It's the car sales company that you should be pursuing as the sale was made made through them and the salesman you mention. The insurance company acts as the underwriter for the actual loan.

    What shocking breaches of standards and regulations. These appalling sales tactics will indeed be outlawed soon following the FSA and Competition Commission reports and the fines that are being levied on lenders ...

    In the meantime, send your SARicon to the car seales company and once you've received all the info, you scan start with your claim for return of mis-sold PPIicon.



    'Fortune favours the brave.'








    Any advice given is purely on the basis of my own views and opinions and offered in good faith.

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    Default Re: PPI claim for car.. car sales people or finance company?!

    Do bear in mind that a lot of the large car sales warehouses and so called
    sub-prime (bad credit history) car sales companies are actually subsidiaries of finance companies, so you could be going down the right road by contacting the finance house first..
    Have a quick look on the net an see if your car dealer is linked to a finance company .

    Regards
    Gav


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    Default Re: PPI claim for car.. car sales people or finance company?!

    A quick look on the Companies House website should be revealing.

    'Fortune favours the brave.'








    Any advice given is purely on the basis of my own views and opinions and offered in good faith.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE