Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Alliance and Leicster change my fixed payment to min
Hi
I've been paying £400 off a month on my credit card as I want to clear the balance ASAP without incurring large amounts of interest.
I've had this set up for 7 months or so. I've always had the money go through without problem.
A couple of days ago I received a letter from A+L saying they were reviewing people's accounts. In order to prevent people incurring default charges and such like they were changing my DD back to min payment. How dare they do this without my permission. I want to pay them.
This is unbelivable. I have the money to pay them. They are hoping I just keep on paying min amount and end up paying large interest amounts.
I repeat. I have never missed a payment. I've always had the money clear from my bank.
How do I make a formal complaint that causes them maximum impact?
Re: Alliance and Leicster change my fixed payment to min
Hi,
Just write to their complaints dept at the registered office, and while you are waiting for a reply, cancel the direct debit and tell them you will be paying by standing order. That way you can control what you pay.
Legally they cannot stop you from offering payment in this way, but they may say that they do not accept this payment method, so you will have to be persistant.
Beau
Charges succsessfully claimed back from: First Direct Nat West Barclaycard Alliance+Leic
Mint CCA sent as yet no reply Nat West M/C CCA sent as yet no reply Barclaycard CCA sent as yet no reply Egg DCA Court Claim issued then discontinued ***(WON)****
Please note: I am not a lawyer and as such any advice I give is purely from a laymans point of view;-)
Alliance and Leicster change my fixed payment to min
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