Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
JUST THOUGHT I WOULD LET THE PEOPLE KNOW I SENT BACK ALL MY JUNE STATEMENTS FOR THE CREDIT CARDS I HOLD (3NUM) ALONG WITH LETTERS
ASKING THEM IN VIEW OF THE OFT RULING ON UNFAIR CHARGES WOULD THEY REVIEW THE CHARGES.
GOT ONE REPLY FROM Capital One SAYING BASICALY TAKE A RUN AND JUMP WE ARE NOT UNFAIR AND THEY DISAGREED WITH OFT RULING.
2ND LETTER FROM MORGAN STANLEY SAYING THAT THEY HAVE INDEED REVIEWED THEIR CHARGES AND I WAS IN FACT CORRECT IN ASKING AM GETTING A CREDIT AGAINST MY ACCOUNT OF £276.40
STILL AWAITING LETTER FROM Lloyds TSB DOES NOT SURPRISE ME AS WE ARE GOING FOR UNLAWFULL CHARGES AGAINST OUR CURRENT ACCOUNT
just a quick line people ref my credit card late payment charges after more letters and threat of the oft/Ombudsman got a re[ply from Capital One today 17/08/06 and guess what? they are going to refund £208.06 how about that
thats two down and one to go (tsb platinum card)
cheers for now
robert morgan
We have now got the N1 Claim Form to complete and submit, but are a little bit confused because there are 2 heading which basically say the same thing namely "brief details of claim" and "particulars of claim(attachd)(to follow)".
Also under the heading "value" do we include the 8% interest?
Could anyone can help us with this as it is holding us up taking it back to the court.
Credit Card Late Payment Fees
SAYING BASICALY TAKE A RUN AND JUMP WE ARE NOT UNFAIR AND THEY DISAGREED WITH OFT RULING.
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