Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Help with reclaim bank charges

    HI

    Ive been on this forum for over a year now battling with debt collectorsicon but I have never reclaim any charges and could do with some help.

    I have not got a clue were to start.!!

    Basically got a Cahoots Current Account and ther over £500 of charges. I have the statments so no need for a SARS.

    Anybody know what to do next??

    HAK

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  2. #2
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    Default Re: Help with reclaim bank charges

    Hi HAK and welcome to CAGicon - Bo *giggles*

    I wondered what you were doing on the Welcome Forum

    Done a little bit of homework here - Cahoot is an internet bank from what I can see from "Googling" and are a division of Abbeyicon National Plc (owned by the Santander Group).

    If you haven't got time to do your homework, then start a new threadicon in the appropriate forum lol. There's a Cahoot one on CAGicon :-

    http://www.consumeractiongroup.co.uk/forum/cahoot/

    Bit like the blind leading the blind here - it's been a long time since I did my homework on the Bank Charges front as there's no point trying to reclaim charges when they don't have a CCA



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  3. #3
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    Default Re: Help with reclaim bank charges


  4. #4
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    Default Re: Help with reclaim bank charges

    Actually I have similar problem so well said HAK. I have to make a claim against the Halifaxicon and I have to go back to basics not only to make the claim but to find out what is happening at the moment as I have been so involved with other issues on here.....

    BANK CHARGES
    Nat West Bus Acct £1750 reclaim - WON

    LTSB Bus Acct £1650 charges w/o against o/s balance - WON

    Halifax Pers Acct £1650 charges taken from benefits - WON

    LTSB Pers Acct - £2K charges, £1K o/d - Rob Way latest DCA

    DCAs

    Lowells/Capital One - no CCA - gone away £1500
    Lowells/MBNA - no CCA - gone away £10K
    Abbey - no CCA - £3.5K
    CL Finance - 3 court claims re GE storecards 2 withdrawn, 1 hanging by a thread
    Hillesden/DLC re Barclaycard - ongoing battle re validity of CCA - £3.5K
    Clydesdale - charges more than balance - valid CCA:o - onto 4th DCA so far
    LTSB card - £7K - no CCA - destroyed after 6 years! - latest DCA - AIC


    Others

    GE Money sec loan - £1900 in charges - settlement agreed
    GE Money sec loan - ERC of £2.5K valid for 15 years - on standby
    FirstPlus - missold PPI of £20K for friends - WON

  5. #5
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    Default Re: Help with reclaim bank charges

    Its a big site guys so needs some lookin......
    Well done BO for researching.
    HAK-if youve been here for a year u must know somethin !!


    Goldlady-you are a Veteran....was here in Cags infancy with just a couple of thousand members back in 2006-things have changed a little-the main one bein that now they are fighting-but so are we as we always did.
    If you are lost bout whats happenin now-you need to read the threads watch the news and search for it.
    I am suprised you are askin whats going on now-time to catch up !!!!!

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  6. #6
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    Default Re: Help with reclaim bank charges

    Thanks for the info.

    Can a Site Helper move it to here http://www.consumeractiongroup.c o.uk/forum/cahoot/

    HAK

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  7. #7
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    Default Re: Help with reclaim bank charges

    Thread moved.



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