Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: Closed Account

  1. #1
    Basic Account Holder
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    Default Closed Account

    Can anyone advise?? I defaulted on my BOSicon CC and have now totally ignored it for months. My card expired in January and I've heard nothing from them. Does anyone know where I would stand in trying to reclaim unfair charges - these would be far more than the outstanding balance on this card. Is it worth a shot?

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  2. #2
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    Default Re: Closed Account

    Of course it is. Do you have al the statements? If not then send a DPA SARicon letter and go from there.

    Read the FAQ's for more details.

    iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.
    Vanquis - Claim issued, no AoS or Defence received

  3. #3
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    Default Re: Closed Account

    Thank you - I've printed it out and I'll send it out tomorrow.


  4. #4
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    Default Re: Closed Account

    Good luck with the claim. Mine is in the post too to reclaim monies from a teminated RBOS Mastercard dating back to 2002.


  5. #5
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    Default Re: Closed Account - threatening court -help please

    Sent of SARicon - have now received notification that Blair, Oliver & Scott will pursue this through court. I saw a letter somewhere which stated that the amount was disputed due to forthcoming legal proceedings etc., does anyone know where this is? Its not in the library.


  6. #6
    BlueRuby
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    Default Re: Closed Account

    Do you mean Elliot v Lloydsicon? If so, this case was settled out of court several weeks ago and shouldn't affect your claim in any way (except favourably ). Don't worry about court, it probably won't get any further than your MCOL claim and anyway you'll get loads of help here if you need it.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE