Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
smt37 vs Morgan Stanley/Goldfish/Barclaycard ** ORDER TO PRODUCE CCA CPR31.16 WIN ***
Classic...
I CCA'd Goldfish for a credit card account and they sent me a card carrier. I complained and they wrote back and said that it was definitely enforceable and sent me the same thing again - however, what they actually sent me was someone else's CCA (which was still unenforceable). It contained address details, employer's details, salary, bank account, all the usual stuff.
I've complained to the Information Commissioner and sent copies to the other person too.
For everything else there's .. (insert name of stupid company)
RMW
I am not an expert in law, finance or any related field, I just read a lot. Any advice is based solely on what I've read so please don't take it as gospel without checking it out yourself.
I prefer not to give advice by PM. If you want me to look at something, send me a link to your thread, and if I can help I'll reply on there.
Information Commissioner ignored the complaint. I complained to Barclaycard again, so they responded with a final response and sent me a CCA. This time is was for another person: not me, not the other one they sent in October, but a whole new person. They really are completely incompetent... I guess I'll just complain again to the IC and the fos now - although what's the point, it's not going to get me anywhere.
My daughter sent a SAR to Barclays about her Morgan Stanley account, in mid January. Today she has received a list of copy statements, for a man living in the West Midlands. She, by the way, lives in Hampshire!
The account numbers are different - as you would expect. It is a visa card, hers is a mastercard. The only thing they have in common, is a surname.
Now is it just that they have put the wrong cover note in with the statements, and Mr X in the West Midlands has my daughters details, or judging by the other postings, this is a regular occurence for Barclaycard?
My daughter sent a Subject access request to Barclays about her Morgan Stanley account, in mid January. Today she has received a list of copy statements, for a man living in the West Midlands. She, by the way, lives in Hampshire!
The account numbers are different - as you would expect. It is a visa card, hers is a mastercard. The only thing they have in common, is a surname.
Now is it just that they have put the wrong cover note in with the statements, and Mr X in the West Midlands has my daughters details, or judging by the other postings, this is a regular occurence for Barclaycard?
Alan
Blimey... it sounds like its a lucky dip operation theyre running
Would love the press to get wind of this... personal info security is a big headline these days... one which Sharkleys could do without
IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.
IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.
smt37 vs Morgan Stanley/Goldfish/Barclaycard ** ORDER TO PRODUCE CCA CPR31.16 WIN ***
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Originally Posted by alangee
