Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default previous internet provider taking unauthorised payments by direct debit

    Hi, I'm new to this section of the forum. I have a question on behalf of a relative, who has a problem with their previous internet provider.

    After cancelling their internet connection, the provider stopped taking payments, as expected, but several months later they took 3 pounds from my relative's account. She phone the company and was told 'sorry, we will refund the money to your account'. No refund appeared. A few months later, the company took another unauthorised payment of 3 pounds. phone callsicon to the company get nowhere.

    What can we do? Is it better to send them a high impact letter, with threats of court action etc?

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    Default Re: previous internet provider taking unauthorised payments by direct debit

    Don't phone, write, by 'recorded signed for' giving them 14 days to refund.

    If they haven't already, cancel the direct debiticon.


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    Default Re: previous internet provider taking unauthorised payments by direct debit

    Also, the direct debiticon guarantee should cover this. If you relative contacts the bank and tells them the 2 payments were not authorized, she should get an immediate refund.


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    Default Re: previous internet provider taking unauthorised payments by direct debit

    Thanks for your fast replies

    Is is possible to demand that the company remove my relative's details from their system, to avoid them taking any further monies?


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    Default Re: previous internet provider taking unauthorised payments by direct debit

    Your relative can request that they cancel the DD from their end, but would you trust them? Best bet would be to talk to the bank aswell. Get the DD canceled from both sides.


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    Default Re: previous internet provider taking unauthorised payments by direct debit

    Quote Originally Posted by locutus View Post
    Your relative can request that they cancel the DD from their end, but would you trust them? Best bet would be to talk to the bank aswell. Get the DD canceled from both sides.
    And, not to suggest shutting the stable door after the horse has bolted, but in the future always insist on - and pay by - Standing Order. A service company must legally offer it as a payment method (although companies prefer not to advertise it), and it allows you to retain full control.

    I don't have a single DD to my name and never have. I'm the account holder for all of my household bills, and get along just fine.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE