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    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
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Scottish Power - PrePayment Meters - Disabled


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:( Hi Everyone, I have been stuck with scottich Power for 6 years or so and have always continiously been sent estimated bills for Gas & Electric.

 

 

Whenever things got difficult they would not investigate overestimates and also have o

put me on pre payment meters, including court costs.

 

 

Now they still don't have any social tarrif and also won't put me on Rate 7 or 10 for electric.

 

Can anyone advise about this greedy company?

(Bank Charges - NATWEST - Thanks to everyone on here, I got back £3.600.00p last year).

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  • 2 weeks later...
Yes ecomomy 7 or 10. They do accept my readings but they are not willing to put me on these special rates....

 

This is probably because you wouldn't benefit from being on these tariffs, they're for properties with night storage heating, if you don't have this they would actually work out a lot more expensive!

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Hi if you are disabled contact them and ask do they do a energey care tariff if not switch to swalec i am disabled and on benefits

Swalec put me on a energy care tariff i only pay 9.35 per unit instead of 15.62 and thats with prepayment key meters big difference on prices

Regards DK

Please Tip My Scales if Info was Use full

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Ok

 

First of all Im going to assume that these meters were put in under warrant. Court costs would only arise with a gas / electric company if they applied for a warrant to go into your property to change the meter. Can we have some more information

 

Gas / Electric

Meter installation history

Payments etc.

:whoo:Debt Paid £9.99 - Unlawful Debt Removed £51.09 - Total Debt Busted £61.08:whoo:

SFUK vs Jacamo / JD Williams - WON

SFUK vs Vanquis Bank - Ongoing

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Not Really they dont need a warrant if you go into arrears they will write and state that if you do not pay we will disconnect your supply they then offer to install prepaid meters if you refuse they will then take you to court to get a warrant to disconnect your supply as they have offered to put in pre paid meters the judge will grant them a warrant on the grounds that they made a offer that you could pay so much a week back

Maybe the meters where already installed there

Regards DK

Please Tip My Scales if Info was Use full

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Whenever things got difficult they would not investigate overestimates and also have o

put me on pre payment meters, including court costs.

 

They will only ever put court costs on a prepayment meter if they have gone in under a warrant. I used to work with these guys for one of the big ones. It was my job to justify prepayment debt before setting it on the meter after warrant. I am also sure that there is some regulation out there which deems a prepayment meter as unsuitable for someone who is disabled. I knew that we were not allowed to process a warrant if the customer was classed as "vulnerable".

 

If the prepayment meters were there when the customer moved in they should have sent a new prepayment card through the post which should have resetted all of the meters and wiped any previous debt from owner.

 

Once again - gas / electricty? My area of expertise is great in gas and I know enough about electricity to send any energy company with their tale between their legs. The good thing about prepayment meters is that if they were there before you moved in you should not in most circumstances owe any debt to the gas companies.

 

If you pay on a key, smartcard for electric then all of your payments will be kept on file with meter readings. If you pay on a token card then then the payments will be kept on file but not the readings.

 

For gas all payments are kept on file with readings. Give us some more information so we can help you out.

:whoo:Debt Paid £9.99 - Unlawful Debt Removed £51.09 - Total Debt Busted £61.08:whoo:

SFUK vs Jacamo / JD Williams - WON

SFUK vs Vanquis Bank - Ongoing

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No - It gets quite upsetting sometimes. We will have to wait and see.

:whoo:Debt Paid £9.99 - Unlawful Debt Removed £51.09 - Total Debt Busted £61.08:whoo:

SFUK vs Jacamo / JD Williams - WON

SFUK vs Vanquis Bank - Ongoing

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