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    • Thank you for that "read me", It's a lot to digest, lots of legal procedure. There was one thing that I was going to mention to you,  but in one of the conversations in that thread it was mentioned that there may be spies on the Forum,  this is something that I've read quite some time ago in a previous thread. What I had in mind was to wait for the thirty days after their reply to my CCA request and then send the unenforceable letter. I was hoping that an absence of signature could be the Silver Bullet but it seems that there are lot of layers to peel on this Onion.  
    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

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Scottish Power - PrePayment Meters - Disabled


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:( Hi Everyone, I have been stuck with scottich Power for 6 years or so and have always continiously been sent estimated bills for Gas & Electric.

 

 

Whenever things got difficult they would not investigate overestimates and also have o

put me on pre payment meters, including court costs.

 

 

Now they still don't have any social tarrif and also won't put me on Rate 7 or 10 for electric.

 

Can anyone advise about this greedy company?

(Bank Charges - NATWEST - Thanks to everyone on here, I got back £3.600.00p last year).

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  • 2 weeks later...
Yes ecomomy 7 or 10. They do accept my readings but they are not willing to put me on these special rates....

 

This is probably because you wouldn't benefit from being on these tariffs, they're for properties with night storage heating, if you don't have this they would actually work out a lot more expensive!

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Hi if you are disabled contact them and ask do they do a energey care tariff if not switch to swalec i am disabled and on benefits

Swalec put me on a energy care tariff i only pay 9.35 per unit instead of 15.62 and thats with prepayment key meters big difference on prices

Regards DK

Please Tip My Scales if Info was Use full

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Ok

 

First of all Im going to assume that these meters were put in under warrant. Court costs would only arise with a gas / electric company if they applied for a warrant to go into your property to change the meter. Can we have some more information

 

Gas / Electric

Meter installation history

Payments etc.

:whoo:Debt Paid £9.99 - Unlawful Debt Removed £51.09 - Total Debt Busted £61.08:whoo:

SFUK vs Jacamo / JD Williams - WON

SFUK vs Vanquis Bank - Ongoing

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Not Really they dont need a warrant if you go into arrears they will write and state that if you do not pay we will disconnect your supply they then offer to install prepaid meters if you refuse they will then take you to court to get a warrant to disconnect your supply as they have offered to put in pre paid meters the judge will grant them a warrant on the grounds that they made a offer that you could pay so much a week back

Maybe the meters where already installed there

Regards DK

Please Tip My Scales if Info was Use full

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Whenever things got difficult they would not investigate overestimates and also have o

put me on pre payment meters, including court costs.

 

They will only ever put court costs on a prepayment meter if they have gone in under a warrant. I used to work with these guys for one of the big ones. It was my job to justify prepayment debt before setting it on the meter after warrant. I am also sure that there is some regulation out there which deems a prepayment meter as unsuitable for someone who is disabled. I knew that we were not allowed to process a warrant if the customer was classed as "vulnerable".

 

If the prepayment meters were there when the customer moved in they should have sent a new prepayment card through the post which should have resetted all of the meters and wiped any previous debt from owner.

 

Once again - gas / electricty? My area of expertise is great in gas and I know enough about electricity to send any energy company with their tale between their legs. The good thing about prepayment meters is that if they were there before you moved in you should not in most circumstances owe any debt to the gas companies.

 

If you pay on a key, smartcard for electric then all of your payments will be kept on file with meter readings. If you pay on a token card then then the payments will be kept on file but not the readings.

 

For gas all payments are kept on file with readings. Give us some more information so we can help you out.

:whoo:Debt Paid £9.99 - Unlawful Debt Removed £51.09 - Total Debt Busted £61.08:whoo:

SFUK vs Jacamo / JD Williams - WON

SFUK vs Vanquis Bank - Ongoing

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No - It gets quite upsetting sometimes. We will have to wait and see.

:whoo:Debt Paid £9.99 - Unlawful Debt Removed £51.09 - Total Debt Busted £61.08:whoo:

SFUK vs Jacamo / JD Williams - WON

SFUK vs Vanquis Bank - Ongoing

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