Thread: PPI reclaiming - advice required

Originally Posted by jessie15

Hi, Just a quick question. We had a loan with First National but went through Norton Finance, who do we send S.A.R - (Subject access request) to?

Hello Jessie,

Welcome Jessie,

Ok if Norton arranged the loan with the PPI, send them a S.A.R - (Subject access request), you will find the ppi S.A.R - (Subject Access Request) in the sticky at the top of the forum.

Full S.A.R - (Subject Access Request) for ppi

Copy and paste and then maybe add a little bit about requiring the information relating to the amount of commission they received from First National for selling their policy.

When you go through a broker, they receive a payment incentative, so it will spur them on the apply it whether or not you need, want it

I would send First national a request under section 77/78 for a copy of the credit agreement that your signed.

Creditors and DCAs - Letter Templates & Budget Planner You need letter N

Don't forget to send your payments for these requests in the form of a postal order and send them either recorded or special delivery, you can track their progess on the royal mail website, so you know they received and signed for them and then you can start the clock ticking

Hello jessie,

you can use this link to find out information on any company that are registered and therefore regulated by the Financial Services Authority (FSA)

FSA Register


For example this is the result of a search for First National..........

Search conditions


FSA Firm Ref:
Firm name: first national
Post code:
Match level: Best
Currently authorised:
Matches 1 to 10 of 12 records.


Search again
Firm namePost codePrevious/Trading As namesStatusNon-FSMA Registration
Bank One NA
NW1 3FNBank One Na, The First National Bank Of Chicago First Chicago, Fnbc No longer Authorised
Britannic Money Investment Services Limited
B47 6WGFirst Active Ifa Limited, First National Independent Advisers L..., The mortgage Corporation Direct Limited, Tmc (Financial Services) Limited, Tmc Financial Services Limited No longer Authorised
First National Bank Plc
HA1 1FBNo longer Authorised
First National Tricity Finance Limited
WC2N 4HRAppointed Representative Y
Fleet National Bank
SW1H 0EDBankboston, N.A., The First National Bank Of Boston Fleetboston Financial No longer Authorised
GE Money Consumer Lending Limited
HA1 1FBFirst National Consumer Finance Limited, Ge Money Consumer Lending Limited First National, Ge Money, Ge Money, Ge Money Consumer Lending, Ge Money Home Lending Authorised
GE Money Direct Limited
WV1 3JEGe Money Direct Limited, Midland & General Direct Limited First National, Ge Money, Ge Money Home Lending, Lgroup, Lgroup Loans, Lgroup Mortgages...Appointed Representative
GE Money Financial Services LimitedWD18 8YFGe Money Financial Services Limited, Ge Money Servicing Ltd, Igroup Financial Services Limited First National, Ge Money Home Lending, Gem Mortgages Appointed Representative
GE Money Home Finance Ltd
HA1 1FBFirst National Home Finance Limited, Ge Money Home Finance Ltd First National, Ge Money, Ge Money Home Lending Appointed Representative
GE Money Home Lending LimitedWD18 8YFGe Money Home Lending Limited First Nat Direct 2 U, First National, First National Direct 2 U, Ge Money, Ge Money Home Lending, Ge Money Lending Solutions...Authorised

After you type in the firms name and submit you have to select the appropriate company that you have been dealing with hit submit then you can link on the red links on the left to get more information on that company. The Post Codes may be of use to tie in any correspondence you have already received.

GE, Norton or whoever else you want information on. Don't forget there could be more than one page!!

Hope this helps you

aa

Hello AA99,

Welcome to the PPI forum.

AA99
Re: PPI reclaiming - advice required
pps.

BBC NEWS | Business | The UK's £5bn 'protection racket'

Today 18:00
AA99
Re: PPI reclaiming - advice required
ps. We have aa and AA in this thread, we understand Today 18:00
AA99
Re: PPI reclaiming - advice required

Hi guys, good luck to you all! I have just found my original CCA dating back to 2004, with BHS,Gold Store Card, issued by GE Money, clearly showing, in my own handwiritng, that I ticked the box for PPI for ONLY 30 DAYS but they have continued to debit it for 4 years. Although I thankfully have a Credit Limit of only £250 and balance is £29, (at 29%) they have written to me tell me these cards are to be no more wef 01 November. I obviously don't need a CCA, S.A.R - (Subject access request) or anything else for theat matter. Just a straightforward link to a reclaiming template letter for PPI plus interest plus anything else I can get if I have a case, do I ?

Re: GE Woodchester PPI
Before I start, is GE Woodchester the same as GEMoney for a BHS Gold Card, (store card) ????

Could I ask you to start your own thread in this forum then folks do not get confused as to who is advising who on whatever claim.

If you start a thread for your own circumstances, people will be able to concentrate on the issue you have and not get mixed up in different threads.

aa

Originally Posted by jessie15

Well I had a current account with Natwest and I loan to pay off overdraft and a credit card and am looking to claim back PPI, so does that mean I have to sent Natwest £3 then?

Hello Jessie,

Can I ask what specifically are you after please

If you are after the copy of the loan agreement which had the ppi on it. you only need to send £1 for that agreement. Send your request with a postal order and send it recorded delivery and keep everything safe in a file for reference later. You can track its progress on the royal mail website and you can print off things like signatures:grin: It is important to know when they get these requests as they have to comply withing 12 working days + 2 postage.

Oh forgot to mention bet you 50p they do not have it and won't comply with your request

Originally Posted by jessie15

Hi Hellhasnofury, yes I am looking to claim back PPI on loan with Natwest but also had a credit card with them do I need to send £2 then?

Hello Jessie.:grin:

Yes you need to send them 2 requests if you are after the credit agreement for the credit card as well. so yes it will cost you £2.

They unfortunately will be two different addresses, will have a look out for them for you

This is the address for the credit card Address it to the
Compliance Officer
Natwest Credit Card Services
Credit Card Operations
Regulatory Risk
PO Box 5636
Southend on Sea
SS99 1WJ

Tel No: 01702 371 316
Fax : 01702 278 409

Will look out for the other address for the loan agreement:grin:

Back again Jeepers there is smoke coming out of my computor

Here is information form the Big Nastywest forum .

**** NatWest Contact Information ****

There is an address for PPI inquiries and ca requests, a little bit further down the thread

Get those letters sent asap and then sit back and watch the clock ticking