Thread: cap1 and ppi

Originally Posted by xxorlsxx

Hi All,
ive been fighting a DCA about a cc debt from cap 1, when i recieved my agreement to sign from cap1 they had ticked the PPI box for me, so it turns out that with all the bad selling of ppi's would this make the whole agreement unenforcable? This would be great as the dca (robinson way) have been hasstling me for ages and i would love to tell 'em' to 'do one',
Any thoughts on this would be great thanks.

Hello XX

Can you tell me why the application of mis-sold ppi would make the whole agreement enforcable. this would be of great interest to others.

Thanks

Originally Posted by xxorlsxx

Hi, i'm not sure but as the PPI is part of the cca i recieved (they had already ticked the box for me) i would like to think that the whole agreement is unfair therefore unenforcable.
i hope that someone on here could clear this up.
All the best.

Hello XX.

There is information related to compulsory ppi being included in the total charge for credit

This info is from Peterbard who is most knowledgeable regarding the cca.
Agreement Enforceability

The thread is very informative of all aspects of credit agreements, but if you go to page 5 and onward there is info on ppi and credit agreements.

See what you think