Thread: I filed N1 today. Should I had included copies of the documents I will use as evidence

Hello

I filed an N1 form today for charges in my current account with BAmk of Cyprus (UK).

The ammount claimed with compound interest was a bit over £4900. So the court fee (I pressume I did it correctly) was £108. Then in the total amount in the box at the bottom left I had to add them up. It was a bit over 5k.

I have two Questions:
1. Without the court fee the claim is under 5k so it will go to small claims right?
2. Should I had included copies of the documents I will use in my arguments? I am refering to the contents of their letters to me as proof of unwillingness to assist me and as attempt to conceal the true nature of charges. Also to the instruction of OFT to deal with financial hardship cases now.

Many thanks

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Thanks for that.

And one last question:

HMCS advises in their leaflet "How to make a claim"
http://www.hmcourts-service.gov.uk/c...x302_e0907.pdf
to photocopy the form and send to the court two copies: one for the court and one for the defendant (the bank) and keep one for yourself.

This is what I did: I sent the original and one photocopy together with the cheque and 2 copies of the schedule of charges to the court.

In this forum however, it is advised to send three copies to include one for yourself to be returned with court seal.

Have I made a mistake then?

Thanks

Just received notice from the court that the claim has been served to the defendant.

Is there anything to do now before their deadline expires other than wait for them to defend/ask for a stay?

Today we received notice from the court that the bank will defend all the claim!

I wonder what they are planning to say!

They are probably buying themselves more time in order to apply for a stay.

They had until 6th of November to acknowledge defence.

They acknowledged defence on 3rd of November for the whole amount.

We received a letter from the court saying that they have until the 20th of November to submit their defence.

Should I ring the court tomorrow (20th) and try to get their defence struck out if it has not been submitted?

They acknowledged defence on 3rd of November and submitted defence (which is a joke defence really) on 18th of November. Their deadline was 20th of November, so all in time.

I immediately responded to their defence (sent both to them and the court).

I also asked the court on 24th of November to struck out their defence because the defence is mere denials i.e. abuse of process and no serious intention to defend in court, just filed defence so they can ask for a stay.

I have heard nothing from the bank or the court.

What should be the deadline for aq? I have not had one yet.

Thanks