Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
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  1. #1
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    Default Only 10p to process a Debit Card says APACS Director

    Anyone see Watchdog yesterday when Nicky Clark asked the Director of APACS- the UK Payments Association, Sandra Quinn what it costs to process a debit card when tackling Ryanairs free flighticon offers " pence she said lower part of a Pound - 10p"

    Wonder if the OFT and the Judge was listening.... starts about 20 minutes in.

    BBC iPlayer - Watchdog: 13/10/2008

    APACS - the UK Payments Association

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    Default Re: Only 10p to process a Debit Card says APACS Director

    I did... and I paid attention, but it doesn't matter, since it's not penalties, they can charge whatever they want, right?

    Thank goodness for the UTCCR, though.

    (and doesn't Ryanair's MD have one of those faces you could never get tired of slapping, btw?)

    Apologies to people who I was in the process of helping, I may be gone some time.

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    Default Re: Only 10p to process a Debit Card says APACS Director

    I realise that Bookie, but it hammers home the point about the 'actual' costs and cannot go unnoticed when these people are sitting there trying to justify themselves. When Angela 'aren't I so wonderful' Knight comes on like a retired politician using the skill-sets she's learned from pushing political points trying to convince us the charges they make are justified, it makes me sit there on the moral high ground KNOWING there are plenty of people in positions such as Sandra Quinn telling the truth rather than Angela ' the fact of the matter is' Knight's political style spin hoping that what she's telling us is what we want to hear.

    I get some masacistic satisfaction from watching her try knowing how pathetically wrong she is but paid to push ****



    Cabot and the Cabot Fan Club Threads:
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    Smile Re: Only 10p to process a Debit Card says APACS Director

    Talking about 10p...

    Talked to my bank manager the other day and he said he was going to concentrate on the big issues from now on.

    He sold me one outside KFC yesterday.


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    Default Re: Only 10p to process a Debit Card says APACS Director

    Quote Originally Posted by SPROUTY View Post
    Talking about 10p...

    Talked to my bank manager the other day and he said he was going to concentrate on the big issues from now on.

    He sold me one outside KFC yesterday.


    Cabot and the Cabot Fan Club Threads:
    http://www.consumeractiongroup.co.uk...101-cabot.html

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    How to use the Forum
    http://www.consumeractiongroup.co.uk...i-dummies.html

    A click on the scales below is appreciated if my posts were helpful
    Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

    Sarah
    PLEASE DONATE IF SUCCESSFUL - Every little helps

    PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! Thank you.

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    Default Re: Only 10p to process a Debit Card says APACS Director

    Quote Originally Posted by andrew1 View Post
    I realise that Bookie, but it hammers home the point about the 'actual' costs and cannot go unnoticed when these people are sitting there trying to justify themselves. When Angela 'aren't I so wonderful' Knight comes on like a retired politician using the skill-sets she's learned from pushing political points trying to convince us the charges they make are justified, it makes me sit there on the moral high ground KNOWING there are plenty of people in positions such as Sandra Quinn telling the truth rather than Angela ' the fact of the matter is' Knight's political style spin hoping that what she's telling us is what we want to hear.

    I get some masacistic satisfaction from watching her try knowing how pathetically wrong she is but paid to push ****

    Oh, I know, Andrew, but the problem is that she doesn't even have to justify them anymore... Cos Smith J made sure of that...

    "Mrs Knight, how do you justify those extortionate charges?"
    "Well, the judge said they couldn't amount to a penalty, therefore we're in the right to charge what we want when we want as we want, so f*** off peasant".

    ... Although I have to say I saw her the other day, and she DID look a tad dishevelled, the hair was more Supercuts than Vidal Sassoon and the pearls Claire's Accessories rather than Harrod's!!! Maybe she was jsut trying to show she was cutting back too.

    (That's ANOTHER face one wouldn't get tired of slapping, btw).

    Apologies to people who I was in the process of helping, I may be gone some time.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE