Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Unenforceable Loans

    Hi All

    I have been contacted by a large legal firm to check if my loan can be made unenforceable which theuy have advised all the checks are completly free and that they will on charge a flat rate fee of the loan is recovered. Has anyone heard of this?????

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  2. #2
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    Default Re: Unenforceable Loans

    Old news, these people charge £450 up front then a percentage of the amount IF they win, nothing you cant do yourself for a few letters and stamps

    PGH7447


    Getting There Slowly
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    Advice is given freely but is in no way meant to be taken as Gospel

  3. #3
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    Default Re: Unenforceable Loans

    Hello,
    I'm new to this. How do apply against The Nationwideicon and Abbeyicon to see if my loans are unenforceable?
    Is there a template letter that I can use to get the ball rolling?
    Would appreciate all help?

    Thanks

    Blue Gzz


  4. #4
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    Default Re: Unenforceable Loans

    i too would like to know the same as Blue Gzz in regards to a HP agreement with Black Horse..

    reason being ive just had one of the really annoying "pay us £££'s and we'll never do anything for you" companys..

    i want to gve this a try by myself after having plenty success with claiming bank charges.. ready for a new challenge


  5. #5
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    Default Re: Unenforceable Loans

    blue and bash,

    can you please start your own threads it makes it easier to keep track on your progress and to advise at the right time.

    at the bottom of the forum is a new threadicon button just
    left click with mouse type in an appropriate title for your own thread and away you go.

    aa

    I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
    ------------------------------------------------
    Bank charge successes:
    Halifax - Full settlement incl interest.
    HSBC - Settlement, goodwill no admission of liability about 75% of claim.
    RBS - Settlement, goodwill no admission of liability about 70% of claim.
    2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
    PPI Successes
    PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
    2 claims settled in full with LV without FOS involvement.
    2 claims settled in full with HSBC without FOS involvement

    PPI Claims ongoing with:
    Cap one Now with the FOS
    Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
    LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

    1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
    Post 290 from
    ***RBS PPI Claim Long fight but, WON***

    Please do not PM me for advice as it may be sometime before I can respond.

    Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

  6. #6
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    Default Re: Unenforceable Loans

    Hi you can go through Project Zero thye use a company called charter house and charge no fees for Loans with PPIicon over 5k and over 5k of PPI.

    they dont take a winning fee or charge any fees but make thier money from their costs to the losing side

    cheers james


  7. #7
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    Default Re: Unenforceable Loans

    Quote Originally Posted by Fiscalawareness View Post
    Hi you can go through Project Zero thye use a company called charter house and charge no fees for Loans with PPIicon over 5k and over 5k of PPI.

    they dont take a winning fee or charge any fees but make thier money from their costs to the losing side

    cheers james
    i have used a service the same as your qoute,
    but all the PPI has to be is is £2500 or more.
    if you have had top up loans with the same lender, you can add all the ppi together to use this service.
    its not a claims company either.


  8. #8
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    Default Re: Unenforceable Loans

    If its under 5k do it yourself its easy, if you want the loan made unenforcable then charter house will do it for free if combined they are over 5k

    Its not a recomendation mate just a fact

    good luck


  9. #9
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    Default Re: Unenforceable Loans

    Why have you posted this in the 'Insurance' forum??

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE