Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
At last - a very clear and easy to understand document, which lays out exactly where we claimants stand at present.
It seems there is likely to (eventually) be a way forward under the UTCCR's, and if I read it correctly it seems likely that the OFT will (eventually) state what they believe to be a 'fair' charge, above which they will consider action - very similar to the situation with Credit Cards.
Many thanks for the link MB.
I do my best to be helpful, but at the end of the day I'm not a professional - please seek further advice if you're not sure. On the other hand, if I have helped, please click my scales - thanks
Current Claims (all for friends!) -
Abbey - over £4k - Court claim issued & AQ filed ('Tish vs Abbey'). Alloc'n Hearing 21 Sept - Claim stayed 29/8/07.
Cap One - just under £2k - WON (just over 2k!)('Tish vs Cap One')
Cap One - just under £1000 - WON (just over £1k) Nov 07 (JimmyBoy vs Cap One)
Lloyds TSB - £3.5k - Court claim issued, defence rec'd and AQ filed; Alloc'n hearing 7th Sept Claim stayed 29/8/07! (JimmyBoy vs Lloyds')
MBNA - over £1k for mis-sold PPI - WON - approx £1500(IpswichWitch vs MBNA . . .)
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Re: OFT Bank Charges Q&A Update 09/10/08
The Q&A link is "consumer friendly" version of the actual Judgment you've linked to, Dave W
Always happy to help where I can!
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