Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Claim issued Jan 07 for charges etc.
Case stayed like everyone else.
However they have used AIC & now Robinson Way to chase original overdraft balance and are now threatening court action to recover overdraft balance (approx £1100) which - by the way, is entirley made up of charges - the basis of my original claim.
Anyway here's the question (I'm familiar with OFT collection guidance whilst an amount is in dispute) I read an interesting thread (which I can't find again!!!) and would like some views.
Heres an extract from a letter posted:
1) In August of last year,in the High Court banks applied for and were granted, a ‘stay’, to claims for ‘penalty charges ‘on customer accounts.Part of the High Court Order states that NO ENFORCEMENT ACTION IS TO BE TAKEN BY THE BANK TO RECOVER any supposed charges made by them ,until the OFT Test Case has been resolved.AND in addition should any action be taken by the Bank,then the ‘stay’will be lifted,and no doubt ,judgement would be awarded in my favour
Can anyone provide additional info on this statement?
Is it factual?
Where in the judgement is this highlighted?
Lloyds, stay and robinson way
balance and are now threatening court action to recover overdraft balance (approx £1100) which - by the way, is entirley made up of charges - the basis of my original claim.
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