Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default how do i reject an offer from barclay card **WON**

    Hi All,
    This is my very first post.
    After looking on this forum, i decided to try and get some of the charges back from an account i have with barclay card. I sent them a letter asking for £684.00 of charges to be repaid back, as yet i have not received any letters, but today i checked my statement online and have seen that they have put into my account £144.00 REFUND LATE CHARGE.
    I am not happy with this as a Full and finalicon settlement. What should i do now? any help would be much appreciated.
    thanks
    mel

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  2. #2
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    Default Re: how do i reject an offer from barclay card

    Hi Ray and welcome to CAGicon.

    Take a look here and use the letter most appropriate for your case. Adapt it as necessary - http://www.consumeractiongroup.co.uk...ng-offers.html

    Did you send letters from the Site as BC will recognise them and take you seriously. If they've gone past the 14 days you should have given them, send your lbaicon.

    Come back with any queries.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  3. #3
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    Default Re: how do i reject an offer from barclay card

    Hi,
    I sent them the first letter from this website asking to refund the charges with a spreadsheet with all the charges they have charged me over the past 6 yearsicon. So should i send them the lbaicon and the rejection letter now?
    many thanks for you response


  4. #4
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    Default Re: how do i reject an offer from barclay card

    Yes.

    Send them both letters together.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  5. #5
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    Default Re: how do i reject an offer from barclay card

    thanks slick123, i will post both off tomorrow and will let you know how i get on, thanks for the help


  6. #6
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    Smile Re: how do i reject an offer from barclay card

    hi Slick 132,
    Thanks for your advice, i followed it through and today barclaycard refunded all my charges, thanks very very much.


  7. #7
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    Default Re: how do i reject an offer from barclay card

    Hi Ray,

    Excellent news and really pleased it went so smoothly.

    Please make a donationicon to the site if you can, to help us help others.



    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  8. #8
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    Default Re: how do i reject an offer from barclay card **WON**

    Well Done Ray.

    Nice Job

    Please help us to help you. Download the CAG tool bar for free HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

    Please don't rush, take time to read these:-


    &


    This is always worth referring to





    Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  9. #9
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    Default Re: how do i reject an offer from barclay card **WON**

    Well done!


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    Default Re: how do i reject an offer from barclay card **WON**




  11. #11
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    Default Re: how do i reject an offer from barclay card **WON**

    i would just like to say a big thank you to everyone for their help with this matter, couldn't of done it without you all


  12. #12
    symbio-dek
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    Default Re: how do i reject an offer from barclay card **WON**

    Made up for ya chief . . Super result



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