Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
thought I'd start a thread as I'm Aabout to start a claim for my brother as he lives in australia now and I've finished, and won, all of mine (yes I am slightly smug)
I was wondering if I send the SAR letter off with his name on can I send a cheque for £10 from me or will they not accept this as the cheque will be from a different person
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
I don't think they care where the payment comes from, tbh, as long as you write at the back of the cheque which account it is for, but if in doubt, why not get a postal order?
Apologies to people who I was in the process of helping, I may be gone some time.
Thats an extremely good, and annoyingly obvious idea, thanks bookworm.
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
Hey all, just an update, all templates sent off, I was offered a good will gesture, I have declined this, heard nothing further from then so I am about to start a court claim, the court fee's link doesn't appear to be working but I went onto the website and I think for a claim of 480 pounds the fee is 45, think that's right? This is my 5th claim now you'd think it would be easy ha. Cheers
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
Yes, that's right, and there'll be another fee (hearing fee) later on, see the leaflet for explanation.
DON'T file through MCOL though! Your case will automatically get stayed as they don't seem to be able to differentiate between bank charges cases and credit card cases. File an N1 through your local court instead.
Apologies to people who I was in the process of helping, I may be gone some time.
cheers bookworm, yeah going to do N1 form, is that hearing fee a new one, I didn't have to do that on my last claim.
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
When filling in the value part of the N1 do I just put 45 pounds for the court fee or do I add on the hearing charge aswell which I think is 50, or does that come later,
Cheers
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
hey all, great news, barclaycard have paid all of the money they owe aswell as the 8% interest and on top of the £170 goodwill gesture, which is great, thanks for the help and goodluck everyone
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
I had filled the form out and was just about to send it when the cheque came through the post, which saves alot of hastle, donation on way.
cheers
Barclays Bank - WON
Virgin - Sent N1 form
Lloyds TSB - waiting for court case to end
Egg - WON :grin:
Barclaycard - statements sent for
Halifax - statements sent for
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claiming for brother ****WON****
letter off with his name on can I send a cheque for £10 from me or will they not accept this as the cheque will be from a different person
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