Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi all i am very glad i found this forum i keep getting bank charges and its starting to do my head in then i get it off the wife . I am out of work at the moment and that is making it alot worse aswell . Its like am paying through direct debit for the likes of sky tv or my phone bill and i could be 50pence short but the bank then charge me £35 each time i must be in the high hundreds now my bank is the royal Bank of Scotland can anyone give me some tips for now thanks Scooter
the good news is that you can reclaim your bank charges; the bad news is that at the moment the claims are stayed pending the outcome of the appeal case which could be some time i.e you won't get any money for a while.
However you should start compiling & submitting your claim asap to get in the line for when the appeal is settled. If you have your bank statements, that's great, if not you can obtain them by submitting a SAR to RBS. It costs £10.00. Sometimes they will supply them free, so speak to your bank first.
Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.