Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, this is just to introduce myself and outline my story. I recently changed banks from First Direct to AL. Unfortunately, my wages went into my old bank after I had moved all my DDs and Standing Orders. This meant I went over my overdraught limit with AL. Despite phoning AL to explain, they bounced my DDs and SOs and charged me 34 quid a time for the privilage. The total came to over £300 in charges, which is why I'm here.... I've sent my first letter off and got a reply saying the OFT ruling is only against credit cards, so I'm about to send my final warning letter. Wish me luck...
Hi there. It's probably a good idea to run your own thread in the A&L forum to benefit from all of the experience there. Good luck!
Jeep (The Wife & I)
Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06
Halifax joint a/c new charges £1100 - LBA sent 02/08/06
Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)
Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far
Halifax Visa (#2) Data Protection Act sent - refunded £170 DONATE - Support this site, it supported you! Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet All advice given in good faith and without prejudice or liability, to be taken at your own risk!
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