Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Paul v Barclays **WON**

    Just started the ball rolling with Barclaysicon. I originally had put a complaint in against them regarding how they operated my account. I got a letter from from which was crap so i rang to speak to someone who said nothing could be done so go to the financial Ombusman, which i am doing. But whilst i was on i decided to ask for a statement of my charges, She initailly said they can only give me copy statements. I then mention the DPA and she suddenly remebered, funny eh?, She didnt ask for a payment for this and said she will sort this out, I mentioned that she had 40 days to do this. I also got a reference nu,ber form her for this as well. She also gave me a direct number to the complaints dept, bypasses all the dial 1 etc. The number is 0845 609 0806 if it helps anyone. Anyway I will keep th eforum updated on my progress.

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  2. #2
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    Default Re: Paul V's Barclays

    Make sure you follow the FAQ's otherwise your claim could be delayed. I would send a DPA SARicon from the library, then you also get details like manual interventions on your account. They may try to use them in their defence so it helps get you forearmed. Also only deal with the bank in writing, you can use this in court rather than rely on memory or notes from a telephone conversation.

    Also could you please stick to one thread, it helps us follow your progress and offer support and help.

    Good luck

    Steve


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    starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

    If you win, donate to this site
    Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.


  3. #3
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    Default Re: Paul V's Barclays

    Hi!

    Just wanted to say welcome and give quick reply to your post!

    I have complaint/s with Barclaysicon also....before I started to claim back charges etc.

    They do tell you to get in touch with the financial Ombudsmanicon...but you have to be referred to the ombudsman by Barclays usually....and this is when all other ways of resolving your comlaint have failed.

    The ombudsman will probably tell you that until all possible avenues are exhausted with Barclays, they cannot get involved!

    I know this seems unfair, I am still dealing with Barclays over my issues that started in Feb this year!

    Seems to be that Barclays use delaying tactics, so how long it takes to explore all these different avenues - I don't know!

    All the best with your claim and your complaint!

    Keep us posted on any developments!!!

    All information is greatly appreciated on here!!!


  4. #4
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    Default Re: Paul V's Barclays

    You don't need to involve the banking Ombudsmanicon to reclaim your charges. (however much the bank wants you to). If you read through the FAQ's it explains exactly what to do


    BEFORE
    starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

    If you win, donate to this site
    Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.


  5. #5
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    Default Re: Paul V's Barclays

    Thx for that BlueSkies, I will also send a request in writing. I'm only using this thread for my claim. I was just saying how i got my initial DPA request, although I admit it was a bit long winded, sorry.


  6. #6
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    Default Re: Paul V's Barclays

    hi people,just reading the threads and noticed the MANUAL INTERVENTION thing,could someone explain exactly what this means,is it when a so called account manager stops some charges or something?

    B.of.IRELAND-FINAL RESPONSE RECEIVED(NO OFFER)CLAIM BEING FILED
    Capital one-offer received for £240(not even half claim)CLAIM BEING FILED
    Barclaycard-offer received for £430(not accepted)CLAIM BEING FILED

  7. #7
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    Default Re: Paul V's Barclays

    Hi there and welcome to the forum!

    No need to apologise, it's always good to make sure that you are doing the right thing

    Keep us posted of developments!


  8. #8
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    Default Re: Paul V's Barclays

    For my DPA SARicon Request, what is the best way to send it? I was thinkong of normal mail and gettign proof of postage? Also Is the 40day time form the date on my letter? Thx


  9. #9
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    Default Re: Paul V's Barclays

    Sent My DPA SARicon Request today by post and got prof of posting. Ile give it a couple of days to arrive and start the 40day countdown


  10. #10
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    Default Re: Paul V's Barclays

    Quote Originally Posted by richardmckee699
    hi people,just reading the threads and noticed the MANUAL INTERVENTION thing,could someone explain exactly what this means,is it when a so called account manager stops some charges or something?
    A manual intervention is where a bank manager looks at your account, decides to/not to charge you a bank charge or makes some other alteration to it. This is vital in uncovering the actual cost to the bank of you exceeding your limit/bouncing a chque/dd.

    Most banks are refusing to provide this information which means they would find it very hard to use the information in court. The banks don't want to confirm that the charges are automatic either.


    BEFORE
    starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

    If you win, donate to this site
    Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.


  11. #11
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    Default Re: Paul V's Barclays

    Got Acknowledge of my DPA request for list of charges.
    They sent the standard response - stating that they will send copies of statements FOCicon instead of a schedule of charges.
    I wont post the letter details as I know its on a few other peoples threads.
    The 40 day clock has started as of the 18th (Ends Sun 27nd August)
    Is It 40 running days or Working Days Though?


  12. #12
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    Default Re: Paul V's Barclays

    Just opened my parachute accounticon at Nationwideicon. Got a flex Account and did it all online in a few mins.


  13. #13
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    Default Re: Paul V's Barclays

    this may be a silly question,but where do i go to get a s.a.r?


  14. #14
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    Default Re: Paul V's Barclays

    Quote Originally Posted by richard gibson
    this may be a silly question,but where do i go to get a s.a.r?
    See the bank templates libraryicon here http://www.consumeractiongroup.co.uk...lates-library/


  15. #15
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    Default Re: Paul V's Barclays

    Got a letter from 'Mandeep Panesar' @ Barclaysicon saying that they have ordered a copy of my statements and they will be with me shortly.
    Do i respond to this letter letting them know how long they have left to comply with my DPA request or do i just wait ntil the 40 day deadline?


  16. #16
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    Default Re: Paul V's Barclays

    Quote Originally Posted by PKea
    Got a letter from 'Mandeep Panesar' @ Barclaysicon saying that they have ordered a copy of my statements and they will be with me shortly.
    Do i respond to this letter letting them know how long they have left to comply with my Data Protection Act request or do i just wait ntil the 40 day deadline?
    hi,i would be inclinded to just wait for the deadline,barclaycard seem to wait until the last minute on purpose,well thats what they've done with me and a few others.

    B.of.IRELAND-FINAL RESPONSE RECEIVED(NO OFFER)CLAIM BEING FILED
    Capital one-offer received for £240(not even half claim)CLAIM BEING FILED
    Barclaycard-offer received for £430(not accepted)CLAIM BEING FILED

  17. #17
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    Default Re: Paul V's Barclays

    i to am in the process of making a claim against Barclaysicon
    they sent all my statements for six years free of charge i
    have worked out to date they owe me £1420 +interesticon but
    i am having trouble working out interest owed


  18. #18
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    Default Re: Paul V's Barclays

    Got all my statements today, so its a weekend with the highlighter and the spreadsheet to see how much they owe me.


  19. #19
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    Default Re: Paul V's Barclays

    Unfortuantely my Barclaysicon claim is on Hold until ive finished with Abbeyicon
    Due to lack of Funds, but ive only had my Barclays account for 3 years so im not losing the right to any charges, where as my Abbey is an old account.


  20. #20
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    Default Re: Paul V's Barclays

    Got home today and there were another 2 sets of statements there, Thats 3 sets I have now, Although one set was incomplete.
    The total is currently @ £1900 and still counting.



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