Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 1st October 2008 07:55 #1
    Michael Browne Michael Browne is online now
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    Default PPI: FSA Update - 30/09/08

    Payment Protection Insurance - A thematic update

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  2. 1st October 2008 12:25 #2
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    Default Re: PPI: FSA Update - 30/09/08

    Nice one Michael, very interesting read.

    Please help us to help you. Download the CAG tool bar for free HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

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    Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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  3. 1st October 2008 12:26 #3
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    Default Re: PPI: FSA Update - 30/09/08

    It looks like the FSA are thinking of putting a president for all PPIicon claims in the 1st Q of 2009. Allthough im not sure how they are going to do this as each case has to be assesed on its own individual merits.
    The only way i can see that they can do this is to say all single premium policys are unlawfull in which case every single premium policy will be entitled to a full refund.
    I know this sounds a bit mad but if they are going to stop single premium policys as they state they might do then who knows they might set this president for the reclaiming of PPI premiums.
    But this is the FSA so whos knows what they are going to do lol

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  4. 1st October 2008 13:08 #4
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    Default Re: PPI: FSA Update - 30/09/08

    So the Mystery Shopping exercise produced disappointing results with clear evidence of 'poor sales practices' ... no change there then!

    Could this go up as a sticky please?

    'Fortune favours the brave.'








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  5. 1st October 2008 15:01 #5
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    Default Re: PPI: FSA Update - 30/09/08

    Hope this doesn't go the same way as the bank charges and claims don't get put on hold while they decide what to do.

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  6. 1st October 2008 17:20 #6
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    Default Re: PPI: FSA Update - 30/09/08

    Usefull post thank you.

    Financial institutions obviously seriously failing to follow FSA instructions and still being greedy. Time perhaps for some more hefty fines. Earlier fines on companies apparently did not get the message out loud and clear.

    Perhaps a really big fine would make them all take notice

    aa

    PS in light of the above link post 1. I believe it would be exremely important for anyone having trouble claiming back mis-sold PPIicon from anyone, to seriously consider writing an individual letter of complaint to the FSA listing the problems you are encountering.

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