Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Before you start please have a thorough read of the FAQs (there's a Step by Step guide here too). You may want to print these out to refer to later
Then look at other threads in your bank's forum, so as you know what you can expect to happen
You need to spend 2 or 3 days gradually getting your head round everything.
There's a lot to take in, but it's time well spent and will ensure that you succeed in your claim without problems
This is a self-help forum and you must be prepared to put in time and effort. It is your claim and you cannot expect others to do all the work for you.
When you feel confident that you understand the process and the various stages involved, start a new thread in your bank's forum and post your progress and any questions there
Well after registering with the forums I spent the next couple of hours reading through all the faqs and letters and some of the cases, I'm posting my letter requesting my Bank statements so I can calculate exactly what I'm owed. In the meantime I'll continue reading up so I'll know whats going on
When you start your claim also start a new thread in the forum for your bank to get the best benefit from the experience of successful claimants there.
Jeep (The Wife & I)
Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06
Halifax joint a/c new charges £1100 - LBA sent 02/08/06
Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)
Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far
Halifax Visa (#2) Data Protection Act sent - refunded £170 DONATE - Support this site, it supported you! Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet All advice given in good faith and without prejudice or liability, to be taken at your own risk!
Another nervous newbie.
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