Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Help! Can anyone advise my son on Barclaycard helping themselves to money in his current account to pay off his Barclaycard?
Basically out of the blue they have taken £500+ and left him with just £100 to last him 4 weeks till payday. He rang them and they said they were within their statutory rights to do this and had taken into account his DDs etc. When he pointed out that there was another DD set up but not activated until later this month they agreed to give him half back on the understanding that on his next payday he pays that half back. This is all well and good but this means that he won't be able to pay a Full and final settlement he had agreed for another debt this month or pay his board as that's cash and they say there is no proof he pays it! I'm so bl***y angry with them as he's pulled himself out of depression, got a good job and has been working and slowly paying off his debts for the last year. Is there anything he can do?
I'm sorry but Barclays have and use the right to off-set - ie if YS owes money to BC which has not been paid on time, they can take funds from another Barclays a/c.
We've seen this done with all banks. They have also done it just after a credit limit reduction when the opportunity arises.
YS is very lucky they've agreed to let him have half back - I've not heard of this before.
The answer is to open a new bank a/c outside of the Barclays group and get his money paid there and not into the Barclays a/c.
Was the BC a/c over its limit or behind with payments.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Barclaycard -funds taken from current acount
settlement he had agreed for another debt this month or pay his board as that's cash and they say there is no proof he pays it! I'm so bl***y angry with them as he's pulled himself out of depression, got a good job and has been working and slowly paying off his debts for the last year. Is there anything he can do?
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