Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
When a car is re-possessed the creditor sells on the car and the proceeds go towards lowering the balance you owe.
I as wondering can you use this argument when you want to VT the car.
My settlement figure to hand the car back at the half way point is the value of the car and the amount they would have paid the dealer when i took out the finance so they will have made their money back when i hand the car back.
They will then go on to sell the car making profit from the sale. If they give you the value of the car when it has been re-possessed then why not when you have honoured your agreement?
Voluntary Termination
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