Thread: Lloyds TSB PPI - can we still make a claim?

OH had a loan from Lloyds TSB in Sept 1996 he was self employed at the time but was forced to have PPI as a condition of the loan...although he could never claim on it.

Anyway to cut a long story short he ran out of work and started paying reduced payments. The debt was passed to DCA's then sold to 1st credit who are threatning to now make him bankrupt etc...

Can he make a claim for being miss-sold the PPI even though it was in 1996?

They are still chaseing him for the money.

Many thanks.

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Hi

Many thanks for the reply's

Originally Posted by dx100uk

when was the last time he made a payment?
this could now be statute barred.

I'm pretty sure we made some payments in approx 2004 so I doubt it will be statute barred... although I will check the last payment date cause i'm not 100% sure.

I've recently sent 1st credit a CCA request their time is up on that, but they haven't sent CCA they did send a letter saying they were assigned the debt and that they will apply to TSB for the CCA, but that it may take several weeks.

I sent a SARN request in 2004 to BLS who were collecting it before 1st credit but they just sent a few computer printouts with amounts owed/paid etc but no application form or CCA to see how much PPI was on it.

OH just remembers that he had to have it although he would never be able to make a claim because of him being self-employed.

I will have to dig out more details and put them on here.

I wasn't sure if there was a time limit on claiming against them.

Many thanks