Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
There was an article in The Guardian on Sunday advising that the rules on charging orders are due to change.
Currently you have to default on a CCJ then creditor may apply for charging order.
These rules are due to change through the Tribunals & Enforcement Act 2007 which has been passed into law - but at present is not in effect.
The Ministry of Justice who control these things had said that a
timetable for the introduction of the new law will be announced in due course.
So WHEN the law changes - if you have an unsecured debt such as credit card/personal loan and if you are in default the creditor can apply for the CCJ and Charging Order - and so SECURE the debt on your house!! Who reckons that is reasonable!!?? How sneaky is that!A shortcut to more repossessions while the fatcats get fatter.......
Charging Order 10 Downing Street Petition
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