Thread: Lloyds Loan

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Originally Posted by cymruambyth

In 2002 I took out a £25K loan with over £5K PPI. I was told that I needed the insurance. At the time I was working 16 hours per week and earning about £6K p.a. Although we have a joint bank account it was in my name. This has been defaulted but do I have a case for mis-selling? I am trying to lower my debts and even if I don't see this money, it will help to clear my negative finances.
Thank you

If you were told you wouldn't get the loan without taking out PPI it was mis-sold.

If the terms and conditions of your PPI policy state that you need to be in full-time employmet to make a claim then you have further grounds for mis-selling.

Use the search tool at the top of the page to locate a few threads started by people in a similar position and you'll quickly get an idea of where you're at.

Fred_Funk

Thats good advice, so I've clicked your scales, just to be clear do you use web search or CAG search