Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I've now listened to tape recordings from SAR and have now written my letter to pursue my claim of misselling.
I can't work out what I should be due back (never was any good at maths). I've tried using spreadsheets but my APR started at 7.7% and is now 9.6 % so I'm not sure what to do.
I wondered if any one who had been successful at reclaiming from First Plus had actually managed to work out exactly what they are owed, or is there a standard paragraph I could put in my letter i.e. "I request a full refund of all premiums, and interest on these payments, that I have paid to date. I also believe we have been deprived of this money, so also expect 8% statutory interest, the amount a court would award, to be added to each payment already made.
Question for Successful FirstPlus reclaimers
and have now written my letter to pursue my claim of misselling
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