Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default IrishAnnie -v- BC re PPI

    Hi there everyone, this is just a quick hello to introduce myself.

    I've just realised waaaaaaay too late that I'm paying for PPIicon on my BC. The last statement amount was £24.45 and took me over my credit limit; I only noticed because I knew I hadn't used the card.

    I'm self employed, always have been and always steer well clear of these insurances as I know they're no good for my situation.

    I took out the card the same time I opened my current account with Barclaysicon (2003) so the sales person MUST have know my circumstances and that the product would be useless for me.

    I also have no recollection of agreeing to the policy and can't find any documentation relating to it.

    So, here I am, off on a journey to claim for mis-selling of the product and a refund of charges.

    I intend to research as much as I can before my initial contact; althought I'll call on Monday and cancell from now.

    Any help or advice would be very much appreciated.

    Many thanks

    Annie

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  2. #2
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    Default Re: IrishAnnie -v- BC re PPI

    Hi IrishAnnie and welcome to CAGicon.

    To save you hijacking another's thread, I've moved your post into your own new thread, where you'll get all the help and support you need.

    Yes, research and read others' threads and you'll be ready to rock!



    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE