Barclaycard use new collection agency?

**pez6660** · 20th September 2008 13:46

Hi,

I am new to this site,so first of all I would like to say hello to every one!

I have a number of debts,and have been with Payplan for some 6 years icon

now.The thing is though I am aware of Barclaycards techniques in harressment and constant phoning;here is an interesting point.

I rang Barclaycard today(yes it will be the last time) to discuss my account,and I implied that due to the fact that they will not stop interest icon

charges on my account(with several letters requesting this) and that I cannot pay any more..... take me to court!

But here's the punch.They asked me to ring their debt collection icon

agency called "CCS" based in Thornton Heath I believe. on tele.08001381111.

Note I have no intention of doing this,it is up to them;however has any one had any dealings with the above agency?

All comments appreciated.

Regards

Perry

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**angel_1** · 20th September 2008 21:11

hiya pez6660 welcome to the forum

im not sure and not heard of this ccs, maybe await for someone else to come along more experienced to give you more info, you could try having a look at the Barclays icon

link in the main forum and see if more info is there

have a good weekend ciao maz

**Goldlady** · 20th September 2008 21:18

Not a DCA

- this is the Consumer Credit Counselling Service. Maybe they were suggesting that having them (or the Citizens Advice) behind you would enable them to cancel the interest icon

. Perhaps for once they were actually being helpful

**slick132** · 20th September 2008 22:22

Hi Pez,

Have you suffered penalty charges on this a/c - if so you can reclaim them from BC to reduce the amount you owe them. Read the Reclaiming Guide in Link No1 in my signature icon

below.

If you send them an SAR icon

for your a/c statements (if you don't have them all for the last 6 years icon

), this also asks for a valid copy of the Credit Agreement for the a/c.

If they don't have it, you can insist they:-

* Stop demanding payments from you.
* Stop adding interest icon

or any further charges to the alleged debt.
* Do not pass on, or sell, the alleged debt to a third party.
* Do not issue a default notice for the alleged debt.
* Do not register any information with a credit reference agency.

So, in theory, you could get the charges refunded and you could then pay off the alleged debt at a rate which suits you (if there's no valid Credit Agree't).

You can also call CCCS who are a Debt Counselling charity who help those in debt.

**pez6660** · 21st September 2008 08:55

Hi Slick,Goldlady and Maz,

Thanks for the input,I will certainly follow up some of your advice.

cheers

Pez6660

**pez6660** · 21st September 2008 09:00

Hi Slick132,

Thanks for the advice,I will follow this up.

Regards

Pez6660

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