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Firstly, I'm filing my claim today for the RBS and whilst I'm feeling a charge of confidence to do so, I have decided to send a dpa to the Nationwide regarding my husband's old a/c. his a/c has been closed for about a year, I remember there being many charges on that a/c whilst it was open. Thing is.......I can't find his a/c number ....anyone have any clues as to what I can do?
Secondly, we have a joint a/c with the Nationwide and so now I'm a little concerned that they may close it if we take action.......
........well, I need the a/c number first anyway....D'OH!!
You do not need the account number , you are not a number , just give them as much information as you can .
When you want to fool the world, tell the truth. Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
doubts.
I've finally typed out my dpa's for 2 nationwide accounts, one is an old one that my hubby used to hold and the second is our current account, which is open and which we are using at the moment. We have a parachute account if things get desperate, but hopefully it won't come to that.
It's taken so long for me to go for the Nationwide because, as you can see from my signature, I've been busy 'getting my head around' my RBS claim . I was going to wait until it was settled (they have to issue a defence by monday!) but I thought I'd request the statements anyway now just to see what they owe us.
Good luck but you WILL need that parachute as Nationwide are closing all accounts if you claim against them. Sorry.
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
Oh right.....oh well, best to be prepared hey! when do they usually close a/cs? I mean at what stage have people experienced it? lba stage? or moneyclaim stage? I'll have a look through the threads but if anyone knows what their policy is, I'd like to know...thanks.
are you still with your husband, and is he aware your are going to claim money back from his old account.
It's not the size of the dog in the fight, but rather the size of the fight in the dog.. MBNA SETTLED IN FULL £216.00 Preffered Mortgages Ltd MCOL going in for £3.5K Nationwide £702.00, SETTLED IN FULL.
hehe, just my way of breaking the ice. remember the standard letters you will no doubt receive and ignore them. stick to YOUR timetable not theirs. and good luck.
It's not the size of the dog in the fight, but rather the size of the fight in the dog.. MBNA SETTLED IN FULL £216.00 Preffered Mortgages Ltd MCOL going in for £3.5K Nationwide £702.00, SETTLED IN FULL.
They'll give you 30 days notice to close as soon as payment is back, so after the moneyclaim stage.
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
Got a letter today regarding my hubbie's closed a/c. It's a bit confusing actually, it kind of gives the impression that they need more information (I've given them 2 addresses and his date of birth etc) and on the other hand says that they have requested the duplicate statements which will be sent shortly???
1st para.....The law allows 40 days for a SAR to be completed from the time we are given sufficient info to carry out the request.
2nd para....I have today requested duplicate statements for the a/c you have requested and I will send these to you in due course.
3rd para....Should you require any further info that the N'wide holds on this a/c or any others you may have, please let me know in writing quoting the relevant a/c numbers.
Errrrm....so they're sending them right? Yes, right! that's what they said isn't it? Oh bloomin'eck...it is isn't it? I give up! LOL
well!.. I have just got this web site today and can't believe i didnt hear about it before ! I have been charged thousands over the years by Nationwide..its not something i'am proud of you understand .. but if there's a way of getting it back ..then i will do whatever it takes to get it back !... I will start to read all your messages first ..then start reading up on things ..quite a task i think ... but i hate being ripped off!
Read step by step instructions, faqs and the threads like you're doing and you'll do just fine. Then set up your own thread so as to keep us all up to date with your progress and so that if you need help at anytime, mods can see where you're up to etc.
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
Well, they have given us 30 days to ship out of our joint account! what a surprise I hear you say .
We have quite a large o/d on it at the moment. The £866.13 claim that I've put in on MCOL today will clear nearly half of it. Then I suppose they'll start making demands for the rest after the 30 days is up, I say rest, that's only IF they pay up quickly otherwise it'll be the full amount:o !!!
I wish RBS would hurry up It's been 3 months since I filed a claim on MCOL with them!!! and I haven't even got a Court date through yet.
Dolly, you're gonna love this......got a letter today in a Nationwide envelope. opened it up and to my surprise it was the claim form sent from the Court to nationwide for them to acknowledge!!!
Obviously someone sat at their overcrowded desk has made a huge mistake. I phoned the Court who told me to send it back to them (what a stupid thing to do they said ), which I have with a smug covering letter....8-)
willowb v Nationwide
and whilst I'm feeling a charge of confidence to do so, I have decided to send a dpa to the Nationwide
....anyone have any clues as to what I can do?
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, just give them as much information as you can .
. I was going to wait until it was settled (they have to issue a defence by monday!) but I thought I'd request the statements anyway now just to see what they owe us.
. 
), which I have with a smug covering letter....8-) 